What to Know About Credit Scores as a Katy Homebuyer

Katy Homebuyers

Credit Score Tips for Katy Homebuyers

Do you want to buy a Katy home but aren’t sure if your credit score is high enough? As a Katy real estate agent, allow me to fill you in on some details you should know before applying for a mortgage.

As Credit.com mentioned in a recent article, many factors go into getting a mortgage, but it starts with your credit score. The lowest a credit score can typically be for a FHA-backed loan is 600, and the low for a conventional loan is 620. However, if you’re barely squeaking by with a score in the 600’s, expect to jump through a lot of hoops. With a lower score, you’ll typically need a higher down payment.

Credit.com says that 680 is the unofficial minimum, but you should strive for closer to the 740 range, which will get you optimal pricing. The higher the score, the better your loan.

Wondering how you can raise your credit score if need be? Here are some tips that Inman News recently suggested:

  • Always pay your bills on time. No ifs, ands or buts. If you have a hard time remembering to pay them, set up automatic withdrawals to prevent an issue in the first place.
  • Keep your credit owed within limits. Don’t have your unsecured credit outstanding above 50 percent of your annual salary, and keep your credit card balances within half of the allowed limit.
  • Always pay your dues on time, in full. Don’t get by with minimum payments. It’ll take forever to pay your debt down that way! Pay off your debt in full whenever possible.
  • Use two credit cards. This is enough to show a mortgage lender that you are smart with your spending, as long as you’re paying the cards off as you go. If you have more than that, keep them open but don’t use them.
  • Pay off high-interest loans and small loans first. Your personal loans, credit cards and private loans typically have high interest and no asset creation, so it makes sense to pay these off first.
  • Close unwanted or unused savings accounts. These can affect your credit score over time.
  • Check your credit reports regularly. If you see any errors, work toward getting them resolved.

For more tips, check out the Inman News article. If you follow this advice, hopefully your credit score will be in an optimal zone in no time! Then you will be able to contact a mortgage lender and receive a loan for a home purchase in Katy.

When ready to begin the home-buying process, contact me, your Katy real estate agent. I can help you each step of the way, to make the whole process run as smoothly as possible!

Mickie Cioccia
Mickie C and Company Realty
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Mark Your Calendar with August Events in Katy, TX!

Katy TX Events

Do you feel like summer is flying by in Katy? August is the last month to enjoy summer events before the kids go back to school. Take advantage of the sun, heat and local festivities while you can! As your Katy real estate agent, I’ve put together this list of events taking place this month in the area. Mark your calendar with the ones that sound most fun to you!

  • The Katy Summer Tailgate will take place on August 13 from 2 to 10 p.m. in and around the Harvest Plaza! This a great way to conclude summer with an old-school street dance and pep rally. The Texas Twisters will provide tunes for the street dance. Enjoy a beer garden, the Taste of Katy from local restaurants, vendor and merchant booths, a fun zone for kids, a family picnic area, local performers and more. Bring school supplies or a backpack as your entry fee!
  • A Back-to-School Block Party will also take place on August 13 from 11 a.m. to 2 p.m. Those in need can stop by the Fellowship of Love Church for free health screenings, free haircuts, parent workshops, games, moonwalk, entertainment, food vendors and free backpacks with gift cards. If you can, donate to the cause beforehand, so children in need can get their backpacks before school.
  • On August 13, help raise money for the award-winning Taylor Band organization while also enjoying the music, pride and spirit they bring to the Katy community! The Taylor Band March-A-Thon will take place from 8 to 11 a.m., and then again from 12 to 4 p.m. They will help get the Katy community excited for the new school year by playing in neighborhoods surrounding Taylor High School.
  • Blast to the Past Cruise In will take place on August 13 from 6:30 to 10:30 p.m. If you love cars, you’ll love this event, where you can view over 1,000 cars! You can also enjoy music, photo shoots, raffles, giveaways, a kid’s zone, vendors, food trucks, a beer garden, snow cones and more.
  • Katy Market Day takes place on the third Saturday of every month! Shop amongst antiques, jewelry, art, crafts, gifts, soap, honey, clothing, hair accessories and more. This is a great place to purchase unique items while supporting local vendors in downtown Katy. Upcoming dates include Aug. 20, Sept. 17 and Oct. 15 from 10 a.m. to 5 p.m.

Get out and enjoy these last few weeks of summer in Katy! If you’re ready to buy a Katy home, sell your Katy home or both, contact me! As your Katy real estate agent, I can tell you that as one season flows into the next, the Katy real estate market never stops. It’s always a great time to accomplish your real estate goals, and I am here to help!

Mickie Cioccia
Mickie C and Company Realty
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Should You Buy A Katy Home Now?

Katy TX Homebuyers

Should you buy a Katy home now?

Whether you’re gearing up to buy a Katy home for the first time, or you’re thinking about selling your home and moving into a new home, you might be wondering if now is the time for you to buy. Only you and your family can make that decision, but as your Katy real estate agent, I can offer you some advice!

KCM Crew shared three questions that would be smart for you to ask yourself before deciding if now is the right time to buy. They have to do with what your current needs are and what the current real estate market is like for buyers. Go ahead and ask yourself these three questions and see what you come up with:

1.  Why do you want to buy in the first place? As a Katy real estate agent, I agree that this is the most important question for you to ask. Over 75 percent of parents say that their child’s education is an important part of searching for a new home. Others say they are looking for a place to feel safe, they want more space for their family, and they want control of that space.

Do you relate to these reasons? Why is it that you are thinking about buying a Katy home right now? Want to move up and have a place to raise your family? Want to downsize as empty nesters? Want to move closer to family, or to a job, or to a place you’d enjoy more than your current location? Keep reminding yourself of why you want to move, and stop putting off your future by waiting!

2.  Where are home values headed? If money is your biggest concern, question two and three are for you. According to the latest Home Price Index, home values are projected to increase by 5.3 percent over the next 12 months. Prices have already increased, but they’re not done yet! Now is the time to buy if you want to save money.

3.  Where are mortgage rates headed? This is the other financial question to ask before buying a Katy home. The long-term cost of a home can be dramatically impacted by a small increase in mortgage rates. Right now, rates are near historic lows, but they are projected to increase over the next 12 months, which would raise your monthly mortgage payments.

To sum up, financially, the sooner you buy, the more you’ll likely save in home price and with a mortgage rate. Personally, you have a reason you want to buy a Katy home. If you’re ready to make the changes in your life that you seek, now is definitely a great time to buy!

Contact me for help throughout the home-buying process. As a Katy real estate agent, I can help you find the homes that match your needs and financial budget, and I can help you with negotiations, paperwork and so much more. I look forward to hearing from you!

Mickie Cioccia
Mickie C and Company Realty
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Katy Events to Enjoy This July

Katy TX

Summer Events Coming Up in Katy, TX

Summer flies by once 4th of July weekend is over! Time to plan the rest of your month here in Katy, TX, to ensure you make the most of summer. To help you plan, as your Katy real estate agent, I’ve supplied you with a list of upcoming events to look forward to.

As a side note, thanks to everyone who voted in the Best of Katy survey from Katy Times! We were named one of the top three real estate firms in the area! We are so glad that we can provide satisfactory service to our buyer and seller clients. Making our clients happy is what keeps us going. If you worked with us in the past and were happy with your service, spread the word!

Now here are upcoming events to look forward to in the Katy area:

  • Katy Summer Nights take place on the evening of the second Friday of June and July. If you missed the event in June, your second chance is this Friday, July 8! It begins at 7 p.m. and runs until 11 p.m. Dress up as your favorite character from Back to the Future while enjoying activities, light snacks and photo prop opportunities. Then sit back and enjoy this family classic!
  • Bring your kids five and under to LaCenterra at Cinco Ranch on July 20 from 10 a.m. to noon for Parachute Play Time with Gymboree Play & Music. Kids can enjoy parachute play, bubbles and many other games and activities suitable for young children.
  • James Coney Island is celebrating their anniversary on July 21. Stop by for a $0.93 original coney (hot dog) between 10:30 a.m. and 9 p.m.
  • Sign your kids up for the Katy Keepers Academy July 25-29. They’ll learn about topics such as the importance of water, the benefits of recycling and much more. The camp is led by Keep Katy Beautiful and the Parks and Recreation Department. It takes place at VFW Hall and VFW Park.
  • If you are done with this summer heat, head to the Cinco Ranch Branch Library for a free movie in the air conditioning on July 29 at 12:30 p.m. Darth Vadar and the Galactic Empire will be shown in the multipurpose room. This is a great way to meet others in the Katy community!
  • Houston Family Magazine’s Summer Fun Fest is coming to LaCenterra at Cinco Ranch from 12 to 4 p.m. on July 31! Admissions and activities are all free, so gather the family for an afternoon of fun with inflatables, face painting, a rock wall, stage performances, music, prizes and more.

Enjoy the month of July here in Katy, TX! When ready to buy a Katy home, or when ready to sell your Katy home, contact me! As a Katy real estate agent at one of the top rated real estate firms in Katy, I am here and ready to help you during the bustling summer real estate season in any way that you need me!

Mickie Cioccia
Mickie C and Company Realty
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Why You Should Own a Home in Katy, TX

Katy Real Estate

Katy Homeownership Benefits

Have you been trying to decide if you should buy a Katy home this summer? You’ve probably heard that mortgage rates are still low, but are starting to creep up, so now is the time to snatch a low rate. Perhaps you’ve also heard that home prices are continuing to increase. If you buy now, you could save a lot of money down the road!

There are plenty of other reasons to buy a Katy home as well, and as your Katy real estate agent, I am here to share some of these with you. Here’s a summary of a list that Realtor Magazine recently shared on why to own rather than rent:

  • Tax Benefits – Did you know that you can deduct your mortgage interest from your taxes, along with property taxes and other miscellaneous costs involved in buying a home?
  • Equity – When you pay rent, you never see that money. When you pay a mortgage, you build equity ownership interest in your home. When you sell, all of the money you put into your home will be yours again, and hopefully more than what you started with!
  • Appreciation – Even with the recent housing crisis we witnessed, home values are still up 7 percent on a cumulative basis over the past 10 years. From 1972 to 2014, homes have increased an average of 5.2 percent each year. Not only do you see your money again when selling, but you see more of it!
  • SavingsOwning a Katy home is like having a hefty savings account. When you sell, you can generally take up to $250,000, or $500,000 as a couple, without owing federal income tax. It’s a great way to plan for retirement!
  • Predictability – With a fixed-rate mortgage, you know that your monthly payments will always remain the same. Once you pay off your mortgage, you’re done! With renting, the price could increase every year, and the payments will never end.
  • Stability – When renting, you most likely will move around a lot. With homeownership in Katy, you can really grow roots in a new neighborhood. Get settled in, build relationships with neighbors and the community, get involved at your children’s schools and really feel at home with where you live.
  • Freedom – You own the home and therefore will never have a landlord telling you what you can and cannot do. You can paint and decorate your interior however you choose, and you can add upgrades whenever you wish. You will reap the reward one day when you go to sell.

As you can see, there are tons of reasons to own a Katy home! But don’t wait too long. Buy now, before prices and mortgage rates go up. As your Katy real estate agent, I’d love to help you out with the home-buying process in the Katy real estate market. Contact me as soon as you’re ready!

Mickie Cioccia
Mickie C and Company Realty
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Enjoy These Events Around Katy This June!

Katy Events

Summer Events in Katy, TX

Are you excited for the summer months in Katy? Looking for ways to keep the kids busy? As your Katy real estate agent, I am here to make summer fun one step easier by providing you with a list of events and activities taking place this month around Katy. All you have to do is browse through the list and jot down the ones that you want to attend!

1.  Need a date night? Bring the kids to Open Gym Night this Friday, June 10, at Katy Kips Gymnastics. From 7:30 to 11 p.m., kids can enjoy an evening of fun and games, along with pizza and pop, while you enjoy some time out with adults, or time to yourself to unwind. This takes place again on June 24.

2.  This Friday, June 10, you can enjoy a special screening of “Little Giants.” The movie will begin at 7 p.m. at Harvest Plaza. Everyone is encouraged to dress up in their favorite football gear and participate in football-themed activities. You can even meet Bayou Bowl players! Snacks and refreshments will be served. Then Saturday, June 11, the annual Bayou Bowl high school all-star game will take place at Rhodes Stadium.

3.  Another option for this Friday night is the Summer Concert Series at Central Green Park at LaCenterra! At 7 p.m., begin dancing the night away to one of Houston’s premiere party bands, Identity Crisis. June 17, enjoy the sounds of Heat Advisory, playing your favorite rock and dance hits. June 24, Cooper Wade will perform some great country hits.

4.  Wednesday, June 15, bring the kids to LaCenterra at Cinco Ranch for Gymboree Play & Music Parachute Play Time from 10 a.m. to 12 p.m.! This free program includes parachute play, bubbles and lots of games and activities for kids five and under.

5.  The Ride ‘N Shine Car Show will take place Saturday, June 18, at Heritage Square at LaCenterra at Cinco Ranch! This free event allows you to check out cool, vintage cars from 8 to 10 a.m.

6.  Central Green Park is celebrating its third birthday with a Birthday Bash on Saturday, June 18! Beginning at 6 p.m. at Central Green Park at LaCenterra, enjoy “Island Night” with island dancers, giant slides, face painting, balloon animals, live music and more!

7.  More movie nights take place throughout the month of June. In honor of Father’s Day, “Creed” will be shown Sunday, June 19, at Central Green Park, beginning at dusk. This is PG-13, so leave the little ones at home! Then on June 25, “Shaun the Sheep” will be played at dusk. This move is PG.

Enjoy the month of June here in Katy, and when ready to accomplish your Katy real estate market goals, contact me, your Katy real estate agent! Summer is a great time to get going on your home-buying or home-selling goals, and I am here to help you every step of the way.

Mickie Cioccia
Mickie C and Company Realty
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Preparing Your Katy, TX Home For Hurricane Season

Katy Real Estate

Hurricane Prep Tips for Katy Homeowners

There are so many perks to living in Katy, TX. We have gorgeous weather, beautiful homes, friendly people, booming local businesses, fun community events and so much more. One of the few downsides is that we have to prepare for hurricane season, just like anyone who is fortunate enough to live near an ocean or waterway. As your Katy real estate agent, I’d like to offer you some tips to prepare!

Hurricane season is June through November here in the Katy area. The city of Houston provides tips and advice for anyone in this area that needs help preparing. Better to be safe than sorry!

1.  Find out what your floodplain is. The Houston/Katy area has five major flooplain scenarios, depending on how close you are to major creeks, bayous or other waterways. To find out what floodplain affects you, click here.

2.  Know your evacuation zone. To avoid crazy traffic issues for an evacuation, there is now a zip code zone system set up for Katy/ Houston residents. This allows for gradual and organized evacuations. Know your evacuation zone by clicking here.

3.  Avoid floodwater. If your Katy neighborhood gets flooded, remember to make sure your children never play in the floodwater, as it may contain chemicals, waste, rodents and more, along with swift moving currents and hidden manholes. It may also be electrically charged, so everyone should avoid it!

4.  Plan ahead. Plan with your family where you will evacuate if need be. Plan for your pets too, as some shelters do not accept pets. Know and review your evacuation routes. Never drive through high water. Create a family communication plan. Prepare a disaster kit and place in portable container.

After you’ve completed those important steps, here’s how to prepare your Katy home for hurricane season:

  • Always keep the trees and shrubs around your Katy home well-trimmed.
  • Install permanent storm shutters on your windows, or use marine plywood cut to fit. Tape just doesn’t cut it!
  • Install straps or clips to securely fasten your roof to the frame structure, to help prevent roof damage.
  • If high winds arrive, place patio furniture, plants and other outdoor objects inside or in a garage. This is especially important for apartment or high rise residents with balconies.
  • Move computers and other electronics away from windows. If threat of hurricane arrives, take electronics with you, or place them as high up as possible.

Hopefully this information is helpful and will give you peace of mind throughout hurricane season. Don’t forget, this is only precautionary, because the better prepared you are, the more smoothly the evacuation and preparation process will go if need be.

Summer is a beautiful time to live in Katy, TX, with so many events taking place around the area. When ready to relocate to Katy, or when ready to buy or sell in the Katy real estate market, contact me! I am your Katy real estate agent, here and ready to help you accomplish your real estate goals.

Mickie Cioccia
Mickie C and Company Realty
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A Step-By-Step Guide for Katy Home Sellers

Katy Real Estate

Katy Home-Selling Steps

Are you ready to sell your Katy home? Your timing couldn’t be better! Home prices are up, buyers are eager and inventory is low, which means conditions are ideal for Katy home sellers. As your Katy real estate agent, I’d like to offer you a rundown of the home-selling process, so that you can feel confident and educated going into the process!

1.  Find a real estate agent. It’s a seller’s market, but that doesn’t mean you don’t need a Katy real estate agent to help you out. As an agent, I will make sure that your listing is seen by as many buyers and buyer’s agents as possible, I’ll host open houses and showings, and I’ll help you negotiate with buyers so that you get the best possible price for your home!

2.  Sign the agreement. Once you choose an agent, you’ll have a formal listing agreement to sign. This is a contract that lays out the specifics of the arrangement, including how long the agent will represent your home and what the compensation will be. This is a great opportunity for you to mention any terms you’d like in the contract, as well.

3.  Investigate the local housing market. As your Katy real estate agent, I can tell you that homes are selling fast right now, and for prices that Katy home sellers are satisfied with. Still, it’d be a good idea for you to do some research on what homes like yours, in your area, are selling for, and how quickly. This will help you get an idea of what your home might sell for. I can help provide that information for you!

4.  Settle on asking price. Together, we can come up with the most suitable asking price for your Katy home! As CNN Money points out, it doesn’t matter what you bought the house for, or how much money you put into renovations. What matters most is what homes are selling for in your neighborhood right now. The critical selling time is within the first month on the market.

5.  Get ready for showings. Potential buyers will be walking through your Katy home during showings and open houses, so make sure it’s presentable! This means clearing out clutter, deep cleaning, neutralizing the décor and then maintaining your hard work. Once the home is spotless, keep the lawn mowed, the flower pots watered, the garbage cans emptied, etc., so that your home is ready to go at all times.

6.  Negotiate. Working with a Katy real estate agent really comes in handy here! Use your agent for guidance on how to respond to each individual bid, if you happen to receive more than one. Make sure your agent or lawyer reviews the contingency clauses, and make sure the buyer’s contingencies include time limits for completing an inspection and closing on the house.

Hopefully this information helps you feel more confident in the home-selling process ahead! As your Katy real estate agent, I will be with you every step of the way. If you have questions, or you’re ready to get started, contact me!

Mickie Cioccia
Mickie C and Company Realty
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End April with a Bang in Katy, TX!

Katy Events

Enjoy your weekend in Katy, TX with these events

We’re coming up on the last weekend of April in Katy, and then it’s onto May! The end of a month is a great time to look back on the last few weeks and notice how much you’ve enjoyed your time, and what exciting events and activities you enjoyed with your friends or family.

If you didn’t do much, don’t despair. You’ve still got time! As your Katy real estate agent, I’m here to share a list of events coming up this weekend in Katy. Lucky you for, there is always so much to do in Katy, so you’ve still got lots of options for ending April with a bang!

  • April 29 and 30, CrossPoint Community Church is hosting their FamJam Camp-Out! Families can join for a night of camping, s’mores, movies and lots of family activities. It’s free and open to anyone! It’ll begin at 5 p.m. on April 29 and end at 7 a.m. April 30. Bring your tent to the back field.
  • April 29 and 30, you can also join Katy’s Relay for Life! From 7 p.m. to 7 a.m., join hundreds of Katy residents as they together walk the fight against cancer. Proceeds and funds raised benefit the American Cancer Society. Join a team, or start your own, and head to Katy City Park on Friday!
  • Looking to get fancy this weekend? Put on your best dress and suit and head to the Puttin’ On The Ritz Gala on April 29 at Briscoe Manor. This is a black tie fundraiser for The Katy Grand Theatre Project. The gala will feature cocktails under the stars, a red carpet, live music, a culinary feast, fireworks and more.
  • Christ Clinic Katy is hosting a Family Fun Walk with a Doc Saturday, April 30. Registration is $20 for adults and $10 for children, and it’s a 2K route in Katy. You are encouraged to come dressed us as your favorite doctor! Whether it’s Dr. Seuss, Dr. Who, Doc from Back to the Future, or anyone else, get creative!
  • Another way to get active is to head to LeCenterra at Cinco Ranch Saturday morning for a free community workout hosted by CrossFit 1420! Beginners are welcome. Drop by the courtyard and claim your spot for the class that begins at 8:30 a.m. and is one hour in length.
  • Saturday night, attend Katy’s bi-annual Masterworks Concert for the KHS Choir! This concert is a huge undertaking and involves all of the students and a professional orchestra. Support our local Katy students by heading to Holy Covenant United Methodist Church at 7 p.m.

Choose your favorite options from this list of Katy events taking place this weekend, and go have fun! The Katy community has so much to offer, and these events are great ways to meet new people, especially if you just moved to the Katy area.

When ready to buy a Katy home, or when ready to sell your Katy home, I am here to help! As your Katy real estate agent, I can tell you that spring is a hot season for real estate activity. Don’t wait to contact me!

Mickie Cioccia
Mickie C and Company Realty
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Credit Card Mistakes to Avoid As Katy Homebuyer

Katy Real Estate

Credit Card Tips for Katy Homebuyers

When you apply for a mortgage, as a Katy homebuyer, the mortgage lender will check your credit score, your credit reports, your credit card balances and your spending activity. As your Katy real estate agent, I want to share some mistakes that people often make when it comes to credit cards. If you make these mistakes, you could be lowering your credit score without even realizing it.

The higher your credit score, the better! If you’re about to apply for a mortgage as a Katy homebuyer, make sure to stop and/or avoid making these credit mistakes:

1.  You avoid credit cards. You would think that avoiding credit card use altogether would solve the problem of making mistakes, but not using credit cards at all is actually a mistake in itself. Credit cards allow you to build credit without long-term commitment. The credit history will help mortgage lenders trust your spending habits. Just make sure to pay off the cards after you use them!

2.  You don’t know your credit score. It’s hard to keep track of your credit if you don’t know your credit score! According to the 2015 Chase Slate Credit Survey, 39 percent of Americans don’t know their current score. By knowing your score, you can see where your credit stands before applying for a mortgage. If your score is low, you could look for mistakes on your credit report, or start focusing on paying down debt.

3.  You hoard credit cards. Having one or two active credit cards is a smart idea, but don’t go overboard. Having too many cards can leave you in debt, or can lower your score, because you lose track of what you spend on each card and when the next bill is due. The smarter option is to keep one or two cards in your wallet, use them, and then pay them off. It’s all about how you use credit.

4.  You close out credit cards. You might think it sounds wise to close credit cards before applying for a mortgage, to prevent you from using them, but this actually hurts your credit. It hurts your utilization rate, which is your credit card balance divided by your credit card limit, and it hurts the average age of your credit accounts. If you don’t use some of your cards, place them in a safe place where you won’t be tempted to use them.

For more credit card tips, check out this Real Simple article. As the blog title suggests, these tips are simple to follow! Once you know what you should and shouldn’t do with your credit cards, you’ll be on your way to better credit in no time.

Ready to buy a Katy home? Have questions about the home-buying process or about relocating to Katy? Contact me, your Katy real estate agent! I am here and ready to help you accomplish all of your goals in the Katy real estate market this spring.

Mickie Cioccia
Mickie C and Company Realty
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Katyites | Powered by © Katy Real Estate, Texas Real Estate - use Katyites Real Estate to find real estate in Katy Real Estate or other Texas real estate. Use our home buyer tools to research all aspects of the Katy Real Estate housing market including Katy Real Estate neighborhood information, Katy Real Estate home loans, and Katy schools. Whether looking for homes for sale in Katy Real Estate or Katy Real Estate apartments for rent, Yahoo! Real Estate can help. Our Katy real estate market snapshot gives you an overview of the housing market in Katy Real Estate, TX - easily find Katy Real Estate housing market prices, housing inventory statistics such as number of listings, median home price, home price trends, and monthly real estate market trends. Once you have a better sense for the Katy real estate market, search our Katy Real Estate foreclosures, Katy Real Estate new homes, Katy Real Estate classifieds, Katy Real Estate rentals, or all Katy homes for sale. From the award winning KatyISD school district, to the tremendous value in luxury homes in great family subdivisions like Cinco Ranch, Grand Lakes, Seven Meadows, Green Trails, Kelliwood, Nottingham, Windsor Park, Cross Creek Ranch, and Falcon Ranch, to world class hospitals and medical facilities that have the Katy area being dubbed "Med Center West"

realized they had found the perfect place for their clients to raise a family...and for their clients parents to enjoy the Grandchildren! Katy boasts great Active Senior options like Heritage Grand (a 55+ section of Cinco Ranch) and The Solana at Cinco Ranch, wonderful family amenities like parks, playgrounds, golf courses, lakes, fishing, boating, nature walks, and short drives to the beach and Hill Country. the Katy area is a great place to enjoy the weekend. Simply put Katy has it all! Area Tour" with you and show you why they feel Katy Real Estate is the best place in the Houston area to live, work. and play! You will see schools, great luxury family subdivisions, shopping facilities, highway options, and wonderful restaurants! Cross Creek Ranch: Cross Creek Ranch is the newest Master Planned Community in the Katy Real Estate area but is quickly catching on with those looking for a little slower pace

While still having lots of amenities and wonderful school options. Developed by the same people who brought us Grand Lakes, Cross Creek Ranch has a wide variety of homes and prices. This community is an easy commute to I-10 and the Westpark Tollway. Kelliwood: Kelliwood is a beautiful group of subdivisions off S. Fry Rd. A wide range of homes and home prices can be found here. From Custom Gated sections like LakeForest that are comprised of all estate homes...to smaller patio homes that border the Willow Fork Country Club. The short commute times appeal to a wide range of buyers! Green Trails: Green Trails is a large Master Planned Community that borders I-10, S. Fry Rd, and Baker Rd. It is full of amenities for the family, is close to I-10 and the Houston Energy Corridor, and has a variety of styles and price ranges from small one story homes up to Custom Estates...no matter what you are looking for it will be easy for you to carve out your slice of Green Trails! Silver Ranch: A fairly new master planned community located in area that some folks believe is the best part of all of Katy Real Estate.

Silver Ranch is only a short drive away from Katy Mills Mall and is located in the highly acclaimed Katy Independent School District. The community is approximately 3 miles from both I-10 and the Westpark Tollway. Lavish homes ranging from the $140's to $300's make the community very affordable for growing famililies or empty nesters. Silver Ranch is conveniently located for access to major employers in the energy corridor and has easy entree to South West Houston, Sugarland, West Park Tollway along with numerous park and ride bus lots that have express service to downtown Houston. When this community is completed it will be home to about 1,500 families. Amenities include Six Lane Jr Olympic Pool , Stone Grill Children's Splash Pad, Tennis Court, Playground and Swing Set, Outdoor BBQ Pavilion and numerous Walking Trails.

Seven Meadows: Seven Meadows is a Master Planned Community that was developed by the same people who put Cinco Ranch on the map! It is located right off HWY 99 (the Grand Parkway) with short commutes to both I-10 and the Westpark Tollway. Pools, parks, a movie theater, work out facilities, and nature trails are all part of this great community!


Katy is a city located in Harris, Fort Bend and Waller Counties in the U.S. state of Texas, within the Houston–Sugar Land–Baytown metropolitan area. The population was 11,775 at the 2000 census.

Katy, suburb of Houston, Texas, is named for the Missouri-Kansas-Texas Railroad (commonly referred to as the "K-T Railroad", now a part of Union Pacific) that ran through Katy in the 19th century. Katy was once known as Cane Island. The name is derived from Cane Island Creek which runs just west of downtown. Cane Creek is a branch of Buffalo Bayou. The origins of the name Cane Island are believed to be from the fact that Katy was once a major sugar cane producer and rice producer. To commermorate the importance of rice to the Katy community, the Chamber of Commerce holds the Rice Harvest Festival every second weekend of October.

Katy was recently the location of one of the ten large red balloons in the DARPA Network Challenge on December 5, 2009. The balloon was stationed in Katy Park.

In 2009 the Gadberry Group named Katy as one of nine "9 from 2009" most notable high growth areas in the United States.
After a low income apartment complex was proposed for development in an adjacent unincorporated area, in 2010 the Katy City Council passed a resolution stating that the development would decrease property values.[5] The plans for the complex were canceled.