Archive for January, 2017

Tips for Soon-to-be Katy Homebuyers

Woman Balancing Her Checkbook

Tips for future Katy, TX homebuyers

Are you gearing up to buy a Katy home this year? As a Katy real estate agent, I can say that this is the time to do it! Home prices and mortgage rates are on the increase, so the sooner you buy, the more money you could save. Plus, since equity is on the rise, you can feel good about investing in your future.

To help you prepare for the home-buying process, here are a few tips to help you save up for a down payment and get qualified for a mortgage loan:

  • Automate savings. If you aren’t good at putting money away each month into a savings account, automate a down payment savings account! Once per month, paycheck or even week, determine how much money you can put aside into a housing fund. Even if it’s a small amount, it’s better than nothing!
  • Live frugally. If buying a Katy home is important to you, then you can use that as motivation to live more frugally until you have your down payment saved up. This means cutting costs wherever you can. Only buy food on sale, wear your current clothes, put off that new car or vacation, make your own coffee at home, walk or bike wherever you can, and so on.
  • Keep your credit clean. Your credit score is a big piece of the puzzle, when it comes to qualifying for a mortgage, so pay off as much of your past debts as possible. Don’t open any new forms of credit, and pay off the credit cards you have now. Automate your bills, so you are never late paying one of them.

Once you feel that you are ready to buy, or that you are at least ready to take the next step or get questions answered, find an experienced, reliable Katy real estate agent. If you are curious as to why you should work with an agent rather than doing it alone, here a few reasons KCM Crew recently gave on why to work with a professional:

  • An agent can save you time. It’s not as easy as you may think to find a Katy home that you love, and that fits into your budget and your needs. An agent can sift through the listings that don’t meet your needs, so that you can just look at the ones that do. This can save you heartache, too! An agent can also get you in touch with reliable mortgage professionals, inspectors and other professionals, to save you the time it’ll take to research each one in the area.
  • An agent can help you negotiate. This is more important than ever, with lower inventory than usual. In a seller’s market, you need an agent to negotiate a price with the seller, which could end up saving you hundreds or thousands in the long run. The agent can also negotiate after the home inspection, after the appraisal, with closing agreements and more.

When ready to begin your home-buying process in the Katy real estate market, contact me!

Mickie Cioccia
Mickie C and Company Realty
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Plan Some January Fun in Katy, TX

Katy Events

Katy, TX Events in January

If you feel like you can finally slow down and breathe after the holiday season, you’re not alone! Now that the chaos is behind you, January is a great month to get out and enjoy some fun community activities with family or friends in Katy, TX. As your Katy real estate agent, I can tell you that because we enjoy beautiful weather year-round, the fun opportunities never end in Katy.

Rather than becoming a winter couch potato, in Katy, you can get out and enjoy whatever you wish this January! Here are a few ideas:

  • If you made a resolution to lose weight this year, the Monty Ballard YMCA at Cinco Ranch is offering a Free YMCA Day on Saturday, Jan. 7! They can help you design a wellness routine for you, if you wish, and you could win a free Fitbit by visiting that day and entering the contest.
  • Saturday, Jan. 14, you have another free opportunity to get healthy and fit while also having a blast! A licensed Zumba instructor will present a basic introduction and demonstration to Zumba, a Latin-inspired dance fitness class, which uses dance steps from salsa, cha cha and more. Wear comfortable clothes and head to Cinco Ranch Branch Library at 10:30 a.m.
  • Bring your preschoolers to Chick-fil-A at Cinco Ranch on Jan. 17 from 9:30 to 11 a.m. for Preschool Playhouse. They will hear Aesop’s fable “The Owl and the Grasshopper” and then will create an edible scene from the story. They will also enjoy singing and dancing. Preschool Playtime takes place on Jan. 24 and 31 as well.
  • Family Night takes place at Chick-fil-A at Cinco Ranch on Jan. 18 from 5:30 to 7:30 p.m. Your family will learn more about the topic of Knowledge as you create owl bookmarks. Plus, kids can enjoy balloon animals and face painting, all complimentary.
  • Katy High School Performing Arts Center will present ‘Godspell’ Jan. 18-20 at 7 p..m. and Jan. 21 and 2 or 7 p.m. An eccentric blend of songs, parables, games and tomfoolery unfold as a comedic troupe teaches life lessons.
  • Little Shop of Horrors’ will take place at Tompkins High School Jan. 19-21, giving you another great musical comedy presented by Tompkins Theatre Company! Sit back and enjoy a humorous tale about a man-eating plant. Tickets cost $15 for adults and $12 for students.
  • Even in Texas, chili is fantastic in the wintertime! Head to the SLHSABD Chili Cook Off on Jan. 21 from 9 a.m. to 3 p.m. to see how your secret chili recipe stacks up with the rest. Entry deadline is Jan. 7! Prizes go out to Pro and Amateur Divisions, People’s Choice and even Best Decorated Chili Booth.

Enjoy the month of January in Katy, and when you are ready to accomplish your Katy real estate market goals in 2017, contact me. As your Katy real estate agent, I am standing by, ready to help you with all of your home-buying and home-selling needs in the New Year!

Mickie Cioccia
Mickie C and Company Realty
Check Out Our Website
See Katy and Houston, TX Homes for Sale 
Become Our Facebook Fan
Follow Us on Twitter
Connect With Mickie on LinkedIn
Contact Our Team

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Katyites | Powered by © Katy Real Estate, Texas Real Estate - use Katyites Real Estate to find real estate in Katy Real Estate or other Texas real estate. Use our home buyer tools to research all aspects of the Katy Real Estate housing market including Katy Real Estate neighborhood information, Katy Real Estate home loans, and Katy schools. Whether looking for homes for sale in Katy Real Estate or Katy Real Estate apartments for rent, Yahoo! Real Estate can help. Our Katy real estate market snapshot gives you an overview of the housing market in Katy Real Estate, TX - easily find Katy Real Estate housing market prices, housing inventory statistics such as number of listings, median home price, home price trends, and monthly real estate market trends. Once you have a better sense for the Katy real estate market, search our Katy Real Estate foreclosures, Katy Real Estate new homes, Katy Real Estate classifieds, Katy Real Estate rentals, or all Katy homes for sale. From the award winning KatyISD school district, to the tremendous value in luxury homes in great family subdivisions like Cinco Ranch, Grand Lakes, Seven Meadows, Green Trails, Kelliwood, Nottingham, Windsor Park, Cross Creek Ranch, and Falcon Ranch, to world class hospitals and medical facilities that have the Katy area being dubbed "Med Center West"

realized they had found the perfect place for their clients to raise a family...and for their clients parents to enjoy the Grandchildren! Katy boasts great Active Senior options like Heritage Grand (a 55+ section of Cinco Ranch) and The Solana at Cinco Ranch, wonderful family amenities like parks, playgrounds, golf courses, lakes, fishing, boating, nature walks, and short drives to the beach and Hill Country. the Katy area is a great place to enjoy the weekend. Simply put Katy has it all! Area Tour" with you and show you why they feel Katy Real Estate is the best place in the Houston area to live, work. and play! You will see schools, great luxury family subdivisions, shopping facilities, highway options, and wonderful restaurants! Cross Creek Ranch: Cross Creek Ranch is the newest Master Planned Community in the Katy Real Estate area but is quickly catching on with those looking for a little slower pace

While still having lots of amenities and wonderful school options. Developed by the same people who brought us Grand Lakes, Cross Creek Ranch has a wide variety of homes and prices. This community is an easy commute to I-10 and the Westpark Tollway. Kelliwood: Kelliwood is a beautiful group of subdivisions off S. Fry Rd. A wide range of homes and home prices can be found here. From Custom Gated sections like LakeForest that are comprised of all estate homes...to smaller patio homes that border the Willow Fork Country Club. The short commute times appeal to a wide range of buyers! Green Trails: Green Trails is a large Master Planned Community that borders I-10, S. Fry Rd, and Baker Rd. It is full of amenities for the family, is close to I-10 and the Houston Energy Corridor, and has a variety of styles and price ranges from small one story homes up to Custom Estates...no matter what you are looking for it will be easy for you to carve out your slice of Green Trails! Silver Ranch: A fairly new master planned community located in area that some folks believe is the best part of all of Katy Real Estate.

Silver Ranch is only a short drive away from Katy Mills Mall and is located in the highly acclaimed Katy Independent School District. The community is approximately 3 miles from both I-10 and the Westpark Tollway. Lavish homes ranging from the $140's to $300's make the community very affordable for growing famililies or empty nesters. Silver Ranch is conveniently located for access to major employers in the energy corridor and has easy entree to South West Houston, Sugarland, West Park Tollway along with numerous park and ride bus lots that have express service to downtown Houston. When this community is completed it will be home to about 1,500 families. Amenities include Six Lane Jr Olympic Pool , Stone Grill Children's Splash Pad, Tennis Court, Playground and Swing Set, Outdoor BBQ Pavilion and numerous Walking Trails.

Seven Meadows: Seven Meadows is a Master Planned Community that was developed by the same people who put Cinco Ranch on the map! It is located right off HWY 99 (the Grand Parkway) with short commutes to both I-10 and the Westpark Tollway. Pools, parks, a movie theater, work out facilities, and nature trails are all part of this great community!


Katy is a city located in Harris, Fort Bend and Waller Counties in the U.S. state of Texas, within the Houston–Sugar Land–Baytown metropolitan area. The population was 11,775 at the 2000 census.

Katy, suburb of Houston, Texas, is named for the Missouri-Kansas-Texas Railroad (commonly referred to as the "K-T Railroad", now a part of Union Pacific) that ran through Katy in the 19th century. Katy was once known as Cane Island. The name is derived from Cane Island Creek which runs just west of downtown. Cane Creek is a branch of Buffalo Bayou. The origins of the name Cane Island are believed to be from the fact that Katy was once a major sugar cane producer and rice producer. To commermorate the importance of rice to the Katy community, the Chamber of Commerce holds the Rice Harvest Festival every second weekend of October.

Katy was recently the location of one of the ten large red balloons in the DARPA Network Challenge on December 5, 2009. The balloon was stationed in Katy Park.

In 2009 the Gadberry Group named Katy as one of nine "9 from 2009" most notable high growth areas in the United States.
After a low income apartment complex was proposed for development in an adjacent unincorporated area, in 2010 the Katy City Council passed a resolution stating that the development would decrease property values.[5] The plans for the complex were canceled.