Archive for November, 2017

Holiday Events to Mark in Your Katy, TX Calendar!

Katy TX Events

Katy, TX Holiday Events

Happy Holidays! With Thanksgiving tomorrow, and holiday events pouring in after, it’s safe to say that we’re officially into the holiday season. In the next couple of weeks, you’ve got some great opportunities to get in the festive spirit with family or friends. Head out to some of these events coming up in the Katy, TX area! As your Katy real estate agent, I’m here to fill you in on all the holiday fun this season.

1.  They YMCA Turkey Dash takes place tomorrow morning, Thanksgiving, at the Monty Ballard YMCA at Cinco Ranch! From 7 to 10 a.m., you can choose a race that fits your fitness level and burn some calories before your big meal! Choose from a 10k, 5k, 1 Mile Kids Fun Run and 1 Mile Walk/Run. Then enjoy a post-race party, games, costume contest and prizes.

2.  Head to Chick-fil-A as they partner with Dewberry Farm to light their Christmas trees! This will take place Nov. 28 at Cinco Ranch and Nov. 29 at Mason Road location, both from 5:30 to 7:30 p.m. Kids can help make ornaments for the tree!

3.  Bring the whole family to Cane Island Candy Cane Market on Dec. 2 from 10 a.m. to 5 p.m. You can enjoy browsing and shopping from over 60 local vendors while sipping on local wine or beer and listening to live music. Kids can visit with Santa!

4.  A Katy Old-Fashioned Christmas Festival will take place in historic downtown Katy on Dec. 2 from 10 a.m. to 5 p.m.! Adults can enjoy a beer garden, kids can enjoy a snow park with 50,000 pounds of snow, and the whole family can enjoy food trucks, tons of vendors, live entertainment and Santa!

5.  If you love The Nutcracker, catch a performance at Central Green Park in Katy on Dec. 2! From 2 to 4 p.m., students from Intempo Dance will offer this free performance for the community. Then head to Morton Ranch High School on Dec. 3 for The Nutcracker Ballet performed by Connolly Dance Arts.

6.  Dec. 9, head to Cinco Ranch for a day of holiday fun! First, the Cinco Ranch Family Fest will take place at the Cinco Ranch Lakehouse from 11 a.m. to 2 p.m. Then at dusk, head to Central Green Park at LaCenterra for ‘A Christmas Carol,’ beginning at dusk. Bring chairs or a blanket!

7.  Dec. 16, head to No Label Brewing Co. for a holiday fundraiser! Christmas in Katy will run from 4 to 8 p.m. and is free with donation. From food to clothes and blankets, numerous items are needed. Then enjoy live Christmas music, food trucks, market vendors, free gift wrapping and more. 100 percent of all fees will go to support Hope Impacts and Katy Christian Ministries.

Enjoy your holiday season in Katy, TX! The holidays are upon us, but the Katy real estate market never stops. If you want to buy, sell or both this holiday season, I am here for you! Contact me, your Katy real estate agent, and let’s get started!

Mickie Cioccia
Mickie C and Company Realty
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Katy, TX Home-Buying Facts

Katy homebuyers

Katy home-buying myths vs. facts

Are you thinking about buying a Katy home this fall season? Will this be your first home purchase? As first-time buyers begin to consider homeownership, it can seem like a daunting task, or worse, impossible. Perhaps you think you don’t have enough of a down payment saved, or you won’t qualify for a mortgage, or it’s too long of a process to bother with right now.

As your Katy real estate agent, allow me to clear up some home-buying myths! While the home-buying process is a long one, with many steps, it’s doable for more people than you imagine. This might include you! Let’s look at some of the stats:

  • If you think you need a 20 percent down payment, 40 percent of millennial first-time buyers put down less than 10 percent. There are options that allow you to put as low as 1 to 2 percent down!
  • If you think your credit score isn’t high enough, it turns out that the majority of potential buyers think that they need a score of 780 or higher. The average credit score on approved loans is actually 724, and FHA loans will take credit scores in the 600s.
  • If you think getting approved for a mortgage is too hard, and you won’t qualify, you might be surprised! Just last month, 76.4 percent of loan applications were approved. Your best bet is to meet with a local lender and find out what is available to you.
  • If you currently own and want to move up to a better home, but don’t think you have enough equity if your home to move, 81.1 percent of homeowners in the U.S. have significant equity, meaning more than 20 percent equity.
  • If you think it’s cheaper to rent than to buy, not true. Buying a home is 36 percent less expensive than renting in the U.S. True, you have to pay for repairs as a homeowner, but landlords build that cost into your rent. Mortgage payments are often lower than monthly rent.

On that last point, it’s important to remember than unless you’re living with friends or family rent-free, you’re already paying a mortgage! If you rent, you are paying your landlord’s mortgage, and your landlord is reaping the rewards with equity and savings. Once you buy, you are investing in your own future! You are still paying a monthly payment, but you’ll see that money again when you go to sell, unlike with renting.

Plus, as long as you have a fixed-rate mortgage, your monthly payment will never increase. With rent, rates are continually increasing and are expected to continue rising over the next three decades.

Do yourself a favor and meet with a local mortgage lender to see what loan options you may have available to you. If you have questions about the home-buying process or the Katy real estate market, or you’re ready to get started, contact me, your Katy real estate agent! I am here and ready to guide you through the entire process, until you have a new set of keys in your hand.

Mickie Cioccia
Mickie C and Company Realty
Check Out Our Website
See Katy and Houston, TX Homes for Sale 
Become Our Facebook Fan
Follow Us on Twitter
Connect With Mickie on LinkedIn
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Katyites | Powered by © Katy Real Estate, Texas Real Estate - use Katyites Real Estate to find real estate in Katy Real Estate or other Texas real estate. Use our home buyer tools to research all aspects of the Katy Real Estate housing market including Katy Real Estate neighborhood information, Katy Real Estate home loans, and Katy schools. Whether looking for homes for sale in Katy Real Estate or Katy Real Estate apartments for rent, Yahoo! Real Estate can help. Our Katy real estate market snapshot gives you an overview of the housing market in Katy Real Estate, TX - easily find Katy Real Estate housing market prices, housing inventory statistics such as number of listings, median home price, home price trends, and monthly real estate market trends. Once you have a better sense for the Katy real estate market, search our Katy Real Estate foreclosures, Katy Real Estate new homes, Katy Real Estate classifieds, Katy Real Estate rentals, or all Katy homes for sale. From the award winning KatyISD school district, to the tremendous value in luxury homes in great family subdivisions like Cinco Ranch, Grand Lakes, Seven Meadows, Green Trails, Kelliwood, Nottingham, Windsor Park, Cross Creek Ranch, and Falcon Ranch, to world class hospitals and medical facilities that have the Katy area being dubbed "Med Center West"

realized they had found the perfect place for their clients to raise a family...and for their clients parents to enjoy the Grandchildren! Katy boasts great Active Senior options like Heritage Grand (a 55+ section of Cinco Ranch) and The Solana at Cinco Ranch, wonderful family amenities like parks, playgrounds, golf courses, lakes, fishing, boating, nature walks, and short drives to the beach and Hill Country. the Katy area is a great place to enjoy the weekend. Simply put Katy has it all! Area Tour" with you and show you why they feel Katy Real Estate is the best place in the Houston area to live, work. and play! You will see schools, great luxury family subdivisions, shopping facilities, highway options, and wonderful restaurants! Cross Creek Ranch: Cross Creek Ranch is the newest Master Planned Community in the Katy Real Estate area but is quickly catching on with those looking for a little slower pace

While still having lots of amenities and wonderful school options. Developed by the same people who brought us Grand Lakes, Cross Creek Ranch has a wide variety of homes and prices. This community is an easy commute to I-10 and the Westpark Tollway. Kelliwood: Kelliwood is a beautiful group of subdivisions off S. Fry Rd. A wide range of homes and home prices can be found here. From Custom Gated sections like LakeForest that are comprised of all estate smaller patio homes that border the Willow Fork Country Club. The short commute times appeal to a wide range of buyers! Green Trails: Green Trails is a large Master Planned Community that borders I-10, S. Fry Rd, and Baker Rd. It is full of amenities for the family, is close to I-10 and the Houston Energy Corridor, and has a variety of styles and price ranges from small one story homes up to Custom matter what you are looking for it will be easy for you to carve out your slice of Green Trails! Silver Ranch: A fairly new master planned community located in area that some folks believe is the best part of all of Katy Real Estate.

Silver Ranch is only a short drive away from Katy Mills Mall and is located in the highly acclaimed Katy Independent School District. The community is approximately 3 miles from both I-10 and the Westpark Tollway. Lavish homes ranging from the $140's to $300's make the community very affordable for growing famililies or empty nesters. Silver Ranch is conveniently located for access to major employers in the energy corridor and has easy entree to South West Houston, Sugarland, West Park Tollway along with numerous park and ride bus lots that have express service to downtown Houston. When this community is completed it will be home to about 1,500 families. Amenities include Six Lane Jr Olympic Pool , Stone Grill Children's Splash Pad, Tennis Court, Playground and Swing Set, Outdoor BBQ Pavilion and numerous Walking Trails.

Seven Meadows: Seven Meadows is a Master Planned Community that was developed by the same people who put Cinco Ranch on the map! It is located right off HWY 99 (the Grand Parkway) with short commutes to both I-10 and the Westpark Tollway. Pools, parks, a movie theater, work out facilities, and nature trails are all part of this great community!

Katy is a city located in Harris, Fort Bend and Waller Counties in the U.S. state of Texas, within the Houston–Sugar Land–Baytown metropolitan area. The population was 11,775 at the 2000 census.

Katy, suburb of Houston, Texas, is named for the Missouri-Kansas-Texas Railroad (commonly referred to as the "K-T Railroad", now a part of Union Pacific) that ran through Katy in the 19th century. Katy was once known as Cane Island. The name is derived from Cane Island Creek which runs just west of downtown. Cane Creek is a branch of Buffalo Bayou. The origins of the name Cane Island are believed to be from the fact that Katy was once a major sugar cane producer and rice producer. To commermorate the importance of rice to the Katy community, the Chamber of Commerce holds the Rice Harvest Festival every second weekend of October.

Katy was recently the location of one of the ten large red balloons in the DARPA Network Challenge on December 5, 2009. The balloon was stationed in Katy Park.

In 2009 the Gadberry Group named Katy as one of nine "9 from 2009" most notable high growth areas in the United States.
After a low income apartment complex was proposed for development in an adjacent unincorporated area, in 2010 the Katy City Council passed a resolution stating that the development would decrease property values.[5] The plans for the complex were canceled.