Archive for February, 2021

4 Things to Never Do When Buying a Katy TX Home

house-1407562_1280Buying a home in the Katy TX area is a major milestone, not one to be taken lightly. In fact, there is a great deal of research that should go into your decision to choose and purchase a property. As your local real estate expert in Katy TX, I’ve gathered a list below of four things never to do when buying a home so your experience can be as positive and smooth as possible!

Below are four things to avoid on your home buying journey in the Houston TX area this year:

Don’t shop for a home by yourself
When you go it alone on your home search in the Katy TX area, you are missing out on all of the expertise a real estate agent has to give you! Do yourself a favor and team up with a knowledgeable agent before you begin looking at homes for sale. After all, they’ve done this before and can help you around obstacles!

Don’t take the first mortgage quote
Shopping for a mortgage is a crucial part of the buying process. Smart buyers will gather numerous quotes from lenders before deciding which mortgage type and interest rate best suits them. As a rule of thumb, never take the first quote you receive, instead look at a few quotes before you choose.

Don’t ignore your budget
There is a reason the term “price range” exists and that is to keep you from going over how much you can reasonable afford in the real estate market. The last thing you want is to find a home you love, but learn it is out of your reach. Sit down and create a budget, then stick to it when you begin shopping for homes.

Don’t ignore closing costs
Did you know many buyers are unaware of closing costs? Don’t let yourself be surprised at the closing table, learning that you owe more money, but ask your lender how much closing costs may be when you meet with them. You can typically estimate two to seven percent of the home’s purchase price.

Give me a call today for more information about buying a home in the Houston TX area! I am happy to provide a list of homes available around Katy TX, as well as next steps for making your home buyer dreams come true!

Mickie Cioccia | Broker Associate

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Now is a Great Time to Sell Your Katy TX Home!

house-1353389_640We recently shared 4 Features That Will Hook Katy TX Homebuyers and to continue with the helpful homeowner tips, we’re now breaking down why the current market offers the best opportunity to sell in YEARS!

If you’re a homeowner in Houston TX area, don’t be too quick to write off this spring, given the global health situation, as a poor time to list your home. In fact, the local market conditions present a lucrative scenario for sellers!

Below are five reasons why now is the best time in years to sell your home in the Katy TX area:

Home Buyer Demand is High
The pandemic may have slowed many things, but buyer demand is not one of them. Buyers are determined to upgrades their homes, realizing that what they have may no longer be working for them, and they are out in droves!

Home Inventory is Low
And while buyer demand soars, the number of homes for sale to meet this demand does not match. Inventory is on the lower end, meaning listing your property now could get you in front of those buyers (multiple buyers!) eager to move! The ball is truly in the seller’s court right now!

Home Prices are Rising
Conditions are right for home sellers to get a great price for their property. According to Lawrence Yun, chief economist of the National Association of REALTORS, “Many sellers can get top dollar in the current market conditions.”

Mortgage Rates are Still Low
Did you know that mortgage rates dipped to record lows 16 times in 2020? Interest rates are expected to continue with this trend as we move further into the new year, but if you’re wondering if you should wait for another steep drop before you sell and move, the answer is always to act sooner.

According to Greg McBride, Chief Financial Analyst for Bankrate, “As a return to normal starts to come into view, we’ll see mortgage rates bounce off the record lows.” Danielle Hale, Chief Economist at Realtor.com agrees: “Home asking price growth is actually higher now than it was before the pandemic.”

Home Buyer Needs Have Changed
Now that buyers are spending more time at home, their current spaces aren’t seeming so roomy anymore! Dining tables have become offices and with more than one family member working from home, buyers are noticing they need more square footage, or at the very least, an additional bedroom. Even outdoor spaces are becoming increasingly important as residents spend more time within their own yards.

If your property could fit the bill for today’s Katy TX buyers and you’re looking to sell and move on, why not find out what your home is worth? Give our team a call today to find out how we can help you list your home and find your next dream home in the Houston TX area!

Mickie Cioccia | Broker Associate

Mickie C Team
Check Out Our Website
See Katy and Houston, TX Homes for Sale 
Become Our Facebook Fan
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Connect With Mickie on LinkedIn
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Katyites | Powered by © Katy Real Estate, Texas Real Estate - use Katyites Real Estate to find real estate in Katy Real Estate or other Texas real estate. Use our home buyer tools to research all aspects of the Katy Real Estate housing market including Katy Real Estate neighborhood information, Katy Real Estate home loans, and Katy schools. Whether looking for homes for sale in Katy Real Estate or Katy Real Estate apartments for rent, Yahoo! Real Estate can help. Our Katy real estate market snapshot gives you an overview of the housing market in Katy Real Estate, TX - easily find Katy Real Estate housing market prices, housing inventory statistics such as number of listings, median home price, home price trends, and monthly real estate market trends. Once you have a better sense for the Katy real estate market, search our Katy Real Estate foreclosures, Katy Real Estate new homes, Katy Real Estate classifieds, Katy Real Estate rentals, or all Katy homes for sale. From the award winning KatyISD school district, to the tremendous value in luxury homes in great family subdivisions like Cinco Ranch, Grand Lakes, Seven Meadows, Green Trails, Kelliwood, Nottingham, Windsor Park, Cross Creek Ranch, and Falcon Ranch, to world class hospitals and medical facilities that have the Katy area being dubbed "Med Center West"

realized they had found the perfect place for their clients to raise a family...and for their clients parents to enjoy the Grandchildren! Katy boasts great Active Senior options like Heritage Grand (a 55+ section of Cinco Ranch) and The Solana at Cinco Ranch, wonderful family amenities like parks, playgrounds, golf courses, lakes, fishing, boating, nature walks, and short drives to the beach and Hill Country. the Katy area is a great place to enjoy the weekend. Simply put Katy has it all! Area Tour" with you and show you why they feel Katy Real Estate is the best place in the Houston area to live, work. and play! You will see schools, great luxury family subdivisions, shopping facilities, highway options, and wonderful restaurants! Cross Creek Ranch: Cross Creek Ranch is the newest Master Planned Community in the Katy Real Estate area but is quickly catching on with those looking for a little slower pace

While still having lots of amenities and wonderful school options. Developed by the same people who brought us Grand Lakes, Cross Creek Ranch has a wide variety of homes and prices. This community is an easy commute to I-10 and the Westpark Tollway. Kelliwood: Kelliwood is a beautiful group of subdivisions off S. Fry Rd. A wide range of homes and home prices can be found here. From Custom Gated sections like LakeForest that are comprised of all estate homes...to smaller patio homes that border the Willow Fork Country Club. The short commute times appeal to a wide range of buyers! Green Trails: Green Trails is a large Master Planned Community that borders I-10, S. Fry Rd, and Baker Rd. It is full of amenities for the family, is close to I-10 and the Houston Energy Corridor, and has a variety of styles and price ranges from small one story homes up to Custom Estates...no matter what you are looking for it will be easy for you to carve out your slice of Green Trails! Silver Ranch: A fairly new master planned community located in area that some folks believe is the best part of all of Katy Real Estate.

Silver Ranch is only a short drive away from Katy Mills Mall and is located in the highly acclaimed Katy Independent School District. The community is approximately 3 miles from both I-10 and the Westpark Tollway. Lavish homes ranging from the $140's to $300's make the community very affordable for growing famililies or empty nesters. Silver Ranch is conveniently located for access to major employers in the energy corridor and has easy entree to South West Houston, Sugarland, West Park Tollway along with numerous park and ride bus lots that have express service to downtown Houston. When this community is completed it will be home to about 1,500 families. Amenities include Six Lane Jr Olympic Pool , Stone Grill Children's Splash Pad, Tennis Court, Playground and Swing Set, Outdoor BBQ Pavilion and numerous Walking Trails.

Seven Meadows: Seven Meadows is a Master Planned Community that was developed by the same people who put Cinco Ranch on the map! It is located right off HWY 99 (the Grand Parkway) with short commutes to both I-10 and the Westpark Tollway. Pools, parks, a movie theater, work out facilities, and nature trails are all part of this great community!


Katy is a city located in Harris, Fort Bend and Waller Counties in the U.S. state of Texas, within the Houston–Sugar Land–Baytown metropolitan area. The population was 11,775 at the 2000 census.

Katy, suburb of Houston, Texas, is named for the Missouri-Kansas-Texas Railroad (commonly referred to as the "K-T Railroad", now a part of Union Pacific) that ran through Katy in the 19th century. Katy was once known as Cane Island. The name is derived from Cane Island Creek which runs just west of downtown. Cane Creek is a branch of Buffalo Bayou. The origins of the name Cane Island are believed to be from the fact that Katy was once a major sugar cane producer and rice producer. To commermorate the importance of rice to the Katy community, the Chamber of Commerce holds the Rice Harvest Festival every second weekend of October.

Katy was recently the location of one of the ten large red balloons in the DARPA Network Challenge on December 5, 2009. The balloon was stationed in Katy Park.

In 2009 the Gadberry Group named Katy as one of nine "9 from 2009" most notable high growth areas in the United States.
After a low income apartment complex was proposed for development in an adjacent unincorporated area, in 2010 the Katy City Council passed a resolution stating that the development would decrease property values.[5] The plans for the complex were canceled.