Buyer and Seller Tips

Why to Use Agent When Selling Your Katy Home

Katy home sellers

Tips for Katy, TX home sellers

If you’re ready to sell your Katy home, you might wonder if you should use an agent or not. You might be reading reports about how it’s a seller’s market, with inventory low, buyer demand high and home prices/sales rising. You might decide that means you can save the money on using an agent, and just sell your Katy home on your own. As a Katy real estate agent, I am here to tell you why that might not be the wisest decision.

Since I am an agent, you might take my opinion as bias. Therefore, here are five reasons that KCM Crew recently gave for why home sellers should not try to sell FSBO:

1.  When you work with an agent, the exposure your listing has to prospective buyers grows by a vast amount. Studies have shown that 88 percent of buyers search online, so rarely does a yard sign or ad in the paper get the job done anymore. Even if you do put a listing up online in your own way, not nearly as many buyers will see it as when you work with an agent. We know exactly where to put it to ensure the most views! After all, we’ve been doing this for a long time.

2.  You see results from the internet. Studies show where recent buyers actually found the home that they ended up purchasing. Of those buyers, 44 percent found it on the internet, 33 percent from a real estate agent, 9 percent from a yard sign and 1 percent from the newspaper. The numbers don’t lie! The best way to sell your Katy home is with a professional listing on the internet, and with a Katy real estate agent who has experience and a strategy ready to go.

3.  The average person doesn’t have negotiating skills like an agent does. Most Katy home sellers don’t realize how many people they’ll have to negotiate with during the home-selling process! You’ll negotiate with a buyer who wants the best deal possible, the buyer’s agent who has lots of experience with this and who solely represents the buyer’s interests. Then there are attorneys, home inspectors, appraisers and more. Agents are professionals at negotiating! We do it all the time.

4.  Paperwork has made it hard for FSBOing. First of all, the paperwork involved in selling a home has increased significantly over the years. There are tons of disclosures and regulations that you have to follow, which can become quite stressful, and prolong the process, if you don’t know what you’re doing. This might be why FSBOing has dropped from 19 to 8 percent over the last 20 years.

5.  You net more when you use an agent! This is the most important reason of all. The whole point of you not working with an agent is to save money, but you make up for that in the price of the home! Studies have shown that the typical house sold FSBO sells for $210,000, while the typical home sold by an agent is $249,000. Also, the seller and buyer can’t both save the on real estate commission, so you may not even save in the long run.

As a Katy real estate agent, I know where to list your home so that potential buyers see it. I have the technology for professional photos for your listing.  I know how to negotiate. When you work with me, you might sell your Katy home for more than you would on your own, and faster!

Are you convinced? Have questions, or are you ready to sell? Either way, contact me! I am ready to help you.

Mickie Cioccia
Mickie C and Company Realty
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Clean Your Home Fast As a Katy Home Seller

Katy Home Sellers

Quick cleaning tips for your Katy home

Are you ready to sell your Katy home this fall? As a Katy home seller, you will need to prepare your home for a sale. This means you need to declutter, depersonalize, deep clean and stage your home to sell. As your Katy real estate agent, I can help you through each of these processes if need be!

Once your home is clean, staged and ready to go, you will need to maintain that cleanliness for weeks, or months, for showings and open houses. As a homeowner, I’m sure you can guess that it’s easier said than done! That is especially true if you have kids or pets, or just a very busy schedule.

To help you out, I’m going to share tips on what you can focus on when you have little time to clean and prepare your Katy home for a showing. Do you only have two hours? One hour? Half an hour? You can still make your home look presentable! Just follow these tips.

If you have a showing in only half an hour, here is what you can do with your limited time:

  • Tidy up common areas, such as folding throw blankets, fluffing pillows, stacking magazines and throwing loose papers in a drawer. Have a place to store clutter ahead of time, so you can throw it in there momentarily!
  • Wipe down sinks and countertops in the kitchen and in bathrooms.
  • Move dishes into the dishwasher.
  • Empty garbage bins and take out the trash.
  • Make the beds.

Now, if you have an hour to clean your house, do the above list, and add these tasks to it:

  • Vacuum the carpets and sweep the floors.
  • Clean the toilets and tidy up the bathrooms in any other way that you can.
  • Clear and dust all surfaces.
  • If you notice any odors in the home, consider lighting a scented candle.

If you have two hours to clean your house, do all of the above tasks, and add these tasks:

  • Mop the floors and wipe down the baseboards.
  • Clean the bathtub and shower.
  • Clean out the fridge and microwave.
  • Tidy the entryway closet and bedroom closets.
  • Wipe down all of the mirrors.

These tips came from a My Domaine blog post and are a great way to keep track of the cleaning tasks that need to be completed before a home showing! Now, if one area of your house needs more work than another, by all means, switch up the order of importance of these tasks. Create your own task lists with the amount of time you have. Just have a plan in order, so that when it comes time to clean and then head out of your home, you’re ready.

Keep in mind that these tips work great when you’re expecting company too! As a Katy homeowner, it’s always a good idea to have a house-cleaning plan in the works.

Ready to sell your Katy home? Contact me, your Katy real estate agent, and we can get you started with the home-selling process this fall!

Mickie Cioccia
Mickie C and Company Realty
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What to Know About Credit Scores as a Katy Homebuyer

Katy Homebuyers

Credit Score Tips for Katy Homebuyers

Do you want to buy a Katy home but aren’t sure if your credit score is high enough? As a Katy real estate agent, allow me to fill you in on some details you should know before applying for a mortgage.

As Credit.com mentioned in a recent article, many factors go into getting a mortgage, but it starts with your credit score. The lowest a credit score can typically be for a FHA-backed loan is 600, and the low for a conventional loan is 620. However, if you’re barely squeaking by with a score in the 600’s, expect to jump through a lot of hoops. With a lower score, you’ll typically need a higher down payment.

Credit.com says that 680 is the unofficial minimum, but you should strive for closer to the 740 range, which will get you optimal pricing. The higher the score, the better your loan.

Wondering how you can raise your credit score if need be? Here are some tips that Inman News recently suggested:

  • Always pay your bills on time. No ifs, ands or buts. If you have a hard time remembering to pay them, set up automatic withdrawals to prevent an issue in the first place.
  • Keep your credit owed within limits. Don’t have your unsecured credit outstanding above 50 percent of your annual salary, and keep your credit card balances within half of the allowed limit.
  • Always pay your dues on time, in full. Don’t get by with minimum payments. It’ll take forever to pay your debt down that way! Pay off your debt in full whenever possible.
  • Use two credit cards. This is enough to show a mortgage lender that you are smart with your spending, as long as you’re paying the cards off as you go. If you have more than that, keep them open but don’t use them.
  • Pay off high-interest loans and small loans first. Your personal loans, credit cards and private loans typically have high interest and no asset creation, so it makes sense to pay these off first.
  • Close unwanted or unused savings accounts. These can affect your credit score over time.
  • Check your credit reports regularly. If you see any errors, work toward getting them resolved.

For more tips, check out the Inman News article. If you follow this advice, hopefully your credit score will be in an optimal zone in no time! Then you will be able to contact a mortgage lender and receive a loan for a home purchase in Katy.

When ready to begin the home-buying process, contact me, your Katy real estate agent. I can help you each step of the way, to make the whole process run as smoothly as possible!

Mickie Cioccia
Mickie C and Company Realty
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Should You Buy A Katy Home Now?

Katy TX Homebuyers

Should you buy a Katy home now?

Whether you’re gearing up to buy a Katy home for the first time, or you’re thinking about selling your home and moving into a new home, you might be wondering if now is the time for you to buy. Only you and your family can make that decision, but as your Katy real estate agent, I can offer you some advice!

KCM Crew shared three questions that would be smart for you to ask yourself before deciding if now is the right time to buy. They have to do with what your current needs are and what the current real estate market is like for buyers. Go ahead and ask yourself these three questions and see what you come up with:

1.  Why do you want to buy in the first place? As a Katy real estate agent, I agree that this is the most important question for you to ask. Over 75 percent of parents say that their child’s education is an important part of searching for a new home. Others say they are looking for a place to feel safe, they want more space for their family, and they want control of that space.

Do you relate to these reasons? Why is it that you are thinking about buying a Katy home right now? Want to move up and have a place to raise your family? Want to downsize as empty nesters? Want to move closer to family, or to a job, or to a place you’d enjoy more than your current location? Keep reminding yourself of why you want to move, and stop putting off your future by waiting!

2.  Where are home values headed? If money is your biggest concern, question two and three are for you. According to the latest Home Price Index, home values are projected to increase by 5.3 percent over the next 12 months. Prices have already increased, but they’re not done yet! Now is the time to buy if you want to save money.

3.  Where are mortgage rates headed? This is the other financial question to ask before buying a Katy home. The long-term cost of a home can be dramatically impacted by a small increase in mortgage rates. Right now, rates are near historic lows, but they are projected to increase over the next 12 months, which would raise your monthly mortgage payments.

To sum up, financially, the sooner you buy, the more you’ll likely save in home price and with a mortgage rate. Personally, you have a reason you want to buy a Katy home. If you’re ready to make the changes in your life that you seek, now is definitely a great time to buy!

Contact me for help throughout the home-buying process. As a Katy real estate agent, I can help you find the homes that match your needs and financial budget, and I can help you with negotiations, paperwork and so much more. I look forward to hearing from you!

Mickie Cioccia
Mickie C and Company Realty
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Why You Should Own a Home in Katy, TX

Katy Real Estate

Katy Homeownership Benefits

Have you been trying to decide if you should buy a Katy home this summer? You’ve probably heard that mortgage rates are still low, but are starting to creep up, so now is the time to snatch a low rate. Perhaps you’ve also heard that home prices are continuing to increase. If you buy now, you could save a lot of money down the road!

There are plenty of other reasons to buy a Katy home as well, and as your Katy real estate agent, I am here to share some of these with you. Here’s a summary of a list that Realtor Magazine recently shared on why to own rather than rent:

  • Tax Benefits – Did you know that you can deduct your mortgage interest from your taxes, along with property taxes and other miscellaneous costs involved in buying a home?
  • Equity – When you pay rent, you never see that money. When you pay a mortgage, you build equity ownership interest in your home. When you sell, all of the money you put into your home will be yours again, and hopefully more than what you started with!
  • Appreciation – Even with the recent housing crisis we witnessed, home values are still up 7 percent on a cumulative basis over the past 10 years. From 1972 to 2014, homes have increased an average of 5.2 percent each year. Not only do you see your money again when selling, but you see more of it!
  • SavingsOwning a Katy home is like having a hefty savings account. When you sell, you can generally take up to $250,000, or $500,000 as a couple, without owing federal income tax. It’s a great way to plan for retirement!
  • Predictability – With a fixed-rate mortgage, you know that your monthly payments will always remain the same. Once you pay off your mortgage, you’re done! With renting, the price could increase every year, and the payments will never end.
  • Stability – When renting, you most likely will move around a lot. With homeownership in Katy, you can really grow roots in a new neighborhood. Get settled in, build relationships with neighbors and the community, get involved at your children’s schools and really feel at home with where you live.
  • Freedom – You own the home and therefore will never have a landlord telling you what you can and cannot do. You can paint and decorate your interior however you choose, and you can add upgrades whenever you wish. You will reap the reward one day when you go to sell.

As you can see, there are tons of reasons to own a Katy home! But don’t wait too long. Buy now, before prices and mortgage rates go up. As your Katy real estate agent, I’d love to help you out with the home-buying process in the Katy real estate market. Contact me as soon as you’re ready!

Mickie Cioccia
Mickie C and Company Realty
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A Step-By-Step Guide for Katy Home Sellers

Katy Real Estate

Katy Home-Selling Steps

Are you ready to sell your Katy home? Your timing couldn’t be better! Home prices are up, buyers are eager and inventory is low, which means conditions are ideal for Katy home sellers. As your Katy real estate agent, I’d like to offer you a rundown of the home-selling process, so that you can feel confident and educated going into the process!

1.  Find a real estate agent. It’s a seller’s market, but that doesn’t mean you don’t need a Katy real estate agent to help you out. As an agent, I will make sure that your listing is seen by as many buyers and buyer’s agents as possible, I’ll host open houses and showings, and I’ll help you negotiate with buyers so that you get the best possible price for your home!

2.  Sign the agreement. Once you choose an agent, you’ll have a formal listing agreement to sign. This is a contract that lays out the specifics of the arrangement, including how long the agent will represent your home and what the compensation will be. This is a great opportunity for you to mention any terms you’d like in the contract, as well.

3.  Investigate the local housing market. As your Katy real estate agent, I can tell you that homes are selling fast right now, and for prices that Katy home sellers are satisfied with. Still, it’d be a good idea for you to do some research on what homes like yours, in your area, are selling for, and how quickly. This will help you get an idea of what your home might sell for. I can help provide that information for you!

4.  Settle on asking price. Together, we can come up with the most suitable asking price for your Katy home! As CNN Money points out, it doesn’t matter what you bought the house for, or how much money you put into renovations. What matters most is what homes are selling for in your neighborhood right now. The critical selling time is within the first month on the market.

5.  Get ready for showings. Potential buyers will be walking through your Katy home during showings and open houses, so make sure it’s presentable! This means clearing out clutter, deep cleaning, neutralizing the décor and then maintaining your hard work. Once the home is spotless, keep the lawn mowed, the flower pots watered, the garbage cans emptied, etc., so that your home is ready to go at all times.

6.  Negotiate. Working with a Katy real estate agent really comes in handy here! Use your agent for guidance on how to respond to each individual bid, if you happen to receive more than one. Make sure your agent or lawyer reviews the contingency clauses, and make sure the buyer’s contingencies include time limits for completing an inspection and closing on the house.

Hopefully this information helps you feel more confident in the home-selling process ahead! As your Katy real estate agent, I will be with you every step of the way. If you have questions, or you’re ready to get started, contact me!

Mickie Cioccia
Mickie C and Company Realty
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Credit Card Mistakes to Avoid As Katy Homebuyer

Katy Real Estate

Credit Card Tips for Katy Homebuyers

When you apply for a mortgage, as a Katy homebuyer, the mortgage lender will check your credit score, your credit reports, your credit card balances and your spending activity. As your Katy real estate agent, I want to share some mistakes that people often make when it comes to credit cards. If you make these mistakes, you could be lowering your credit score without even realizing it.

The higher your credit score, the better! If you’re about to apply for a mortgage as a Katy homebuyer, make sure to stop and/or avoid making these credit mistakes:

1.  You avoid credit cards. You would think that avoiding credit card use altogether would solve the problem of making mistakes, but not using credit cards at all is actually a mistake in itself. Credit cards allow you to build credit without long-term commitment. The credit history will help mortgage lenders trust your spending habits. Just make sure to pay off the cards after you use them!

2.  You don’t know your credit score. It’s hard to keep track of your credit if you don’t know your credit score! According to the 2015 Chase Slate Credit Survey, 39 percent of Americans don’t know their current score. By knowing your score, you can see where your credit stands before applying for a mortgage. If your score is low, you could look for mistakes on your credit report, or start focusing on paying down debt.

3.  You hoard credit cards. Having one or two active credit cards is a smart idea, but don’t go overboard. Having too many cards can leave you in debt, or can lower your score, because you lose track of what you spend on each card and when the next bill is due. The smarter option is to keep one or two cards in your wallet, use them, and then pay them off. It’s all about how you use credit.

4.  You close out credit cards. You might think it sounds wise to close credit cards before applying for a mortgage, to prevent you from using them, but this actually hurts your credit. It hurts your utilization rate, which is your credit card balance divided by your credit card limit, and it hurts the average age of your credit accounts. If you don’t use some of your cards, place them in a safe place where you won’t be tempted to use them.

For more credit card tips, check out this Real Simple article. As the blog title suggests, these tips are simple to follow! Once you know what you should and shouldn’t do with your credit cards, you’ll be on your way to better credit in no time.

Ready to buy a Katy home? Have questions about the home-buying process or about relocating to Katy? Contact me, your Katy real estate agent! I am here and ready to help you accomplish all of your goals in the Katy real estate market this spring.

Mickie Cioccia
Mickie C and Company Realty
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How Katy Homeowners Accumulate Wealth

Katy Real Estate

A Katy Homeowner’s Net Worth

It is a known fact that Katy homeowners have a higher net worth than renters, but do you really know and understand what that means? Confused just how homeownership in Katy helps you accumulate wealth? Not sure if real estate really is the best investment opportunity out there? As your Katy real estate agent, allow me to explain!

Forbes recently shared an article that put all of this information into perspective. First off, let’s look at the obvious. When you rent, you pay a large sum of money each month to your landlord. In essence, you are paying his mortgage, and you will never see that money again. When you own a Katy home, however, you pay a large sum of money as a mortgage payment. The difference is that you are investing in your own future, not your landlord’s, and you will see that money again when you sell.

In 2013, the Federal Reserve published data that showed a homeowner’s net worth to be $195,400, compared to a renter’s net worth of $5,400. The next survey will be published later this year and is projected to show a homeowner’s net worth now between $225,000 and $230,000, compared to a renter’s net worth of $5,000. That means a typical homeowner has a net worth 45 times higher than a typical renter!

The way this works is simple. If you take out a 30-year fixed rate mortgage, you will pay a mortgage payment for 30 years. After that 30 years, your home is paid off and you don’t owe any more money. During that time, the equity on your home grows. For example, the median home price for a home in 1985 was $75,500. Now, it’s $220,000. That’s a whole lot of equity once you go to sell your Katy home!

Of course, not everyone stays put for 30 years in their Katy home. Many homeowners go on to buy a bigger home, or downsize, or just relocate for personal reasons. Still, in this case, they sell their home for what they bought it for, or hopefully more, and then they use that money as a down payment on their next Katy home. And the process continues. Either way, you see the money again that you put into monthly mortgage payments. It isn’t’ like renting, where you pay your monthly rent, and you never see the money again.

This might explain why by the time Americans reach retirement, 80 percent of them are homeowners! Americans understand the significant benefits of homeownership for accumulating wealth and want to accomplish this part of the American Dream. This doesn’t even begin to mention all of the non-financial perks to homeownership.

Ready to buy a Katy home and quit throwing away your money on rent? Contact me, your Katy real estate agent! I am happy to answer any questions you may have, or help you begin the home-buying process.

Mickie Cioccia
Mickie C and Company Realty
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What Katy Homebuyers Should Know About Property Portals

Katy Home Buyers

Understand Property Portals as Katy Homebuyer

Most Katy homebuyers now begin their search for the perfect Katy home online, as do most buyers everywhere in this modern age. However, if you have done this as a buyer, you may have found that once you start your search, you end up with more questions than you started with. That’s what a Katy real estate agent is for! I can help you understand the entire home-buying process, the process of searching for listings, and how property portals work.

Various consumer-oriented portals operate in different ways and produce different results. As a Katy homebuyer, it’s helpful to understand the details of how listings are published online, so you can gain access to the most complete and accurate information.

Syndication – First, a seller’s agent creates a listing, which includes key details, selling points and photos for a home that is for sale. This information is entered into the local multiple listing service (MLS), and all Katy real estate agents with that MLS share access to the listings. Depending on rule requirements, agents may usually republish these listings on their own website.

Seller’s agents want their listings to be seen by as many people as possible, so they use syndication services to republish these listings on various consumer sites. However, once that happens, their ability to control updates on the content is hit or miss. Plus, some sites sell listing information to other sites, called resyndication, creating even more distance from the original source.

Results – Because these portals are hungry for as many listings and as much content as possible, to attract as many visitors as possible, content isn’t always kept up-to-date. As a result, Katy homebuyers might find properties that are no longer available for sale or that contain inaccurate details, such as estimated values.

Solution – Work with a Katy real estate agent! I can offer you the most current and accurate information, because when I work with you as your buyer’s agent, I have real-time access to the most complete inventory of homes for sale, along with the most timely details on prices, market status, comparable sales and more. You can also sign up for free email alerts from me, so you can always stay updated on the latest listings, and the latest updates on all qualified properties.

Have questions about the home-buying process? Ready to start searching for your new home in the Katy real estate market? Want to learn more about me? Contact me, your Katy real estate agent! I am here and ready to help you at any time.

Mickie Cioccia
Mickie C and Company Realty
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Brokerage Information for Katy Real Estate Clients

Katy Real Estate

Brokerage Information for Katy Clients

If you are a Katy homebuyer or Katy home seller, it is my duty to explain how brokerage services work, and what we will do for you. Texas law actually requires this, but as your Katy real estate agent, I want to share with you anyway, so you can be as informed and confident as possible going into the home-buying or home-selling process!

First off, to help you understand what a broker is, a broker is responsible for all brokerage activities, which includes all acts performed by the real estate agents sponsored by the broker. The real estate agent must be sponsored by a broker and works with the clients, the sellers or buyers, on behalf of the broker.

A broker’s duties include:

  • Always putting the interests of the client above all others
  • Informing the client of any material information about the property or transaction received by the broker
  • Answering the client’s questions about presenting any offer to or counter-offer from the client
  • Treating all parties involved in a real transaction honestly and fairly
  • A license holder can also represents a buyer or seller during a real estate transaction.

If representing the seller or landlord: The broker becomes that person’s agent through a written listing or property management agreement. An agent must perform the broker’s duties mentioned above and must inform the owner of any material information about the property known by the agent. This includes information disclosed to the agent by the buyer or buyer’s agent.

If representing the buyer or tenant: The broker or agent agrees to represent the buyer through a written representation agreement. The buyer’s agent then must perform the broker duties mentioned above and must inform the buyer of any material information about the property or transaction known by the agent, including information disclosed to the agent by the seller or seller’s agent.

If representing buyer and seller as intermediary: The broker must obtain written agreement from both parties, and that agreement will state who will pay the broker and what the broker’s obligations are as an intermediary.

The obligations are as follows: The broker must treat all parties impartially and fairly. The broker may appoint a difference license holder associated with the broker to each party with the parties’ written consent. The broker must not disclose that the owner will accept a price less than the written asking price, that the buyer will pay a price greater than the price submitted in a written offer, or any confidential information that a party asks the broker not to disclose in writing, unless required to do so by law.

If you have questions, read this information put forth by the Texas Real Estate Commission, or feel free to contact me, your Katy real estate agent! When ready to buy a Katy home, sell your Katy home, or both, contact me for help! I’d love to help you out.

Mickie Cioccia
Mickie C and Company Realty
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Katyites | Powered by © Katy Real Estate, Texas Real Estate - use Katyites Real Estate to find real estate in Katy Real Estate or other Texas real estate. Use our home buyer tools to research all aspects of the Katy Real Estate housing market including Katy Real Estate neighborhood information, Katy Real Estate home loans, and Katy schools. Whether looking for homes for sale in Katy Real Estate or Katy Real Estate apartments for rent, Yahoo! Real Estate can help. Our Katy real estate market snapshot gives you an overview of the housing market in Katy Real Estate, TX - easily find Katy Real Estate housing market prices, housing inventory statistics such as number of listings, median home price, home price trends, and monthly real estate market trends. Once you have a better sense for the Katy real estate market, search our Katy Real Estate foreclosures, Katy Real Estate new homes, Katy Real Estate classifieds, Katy Real Estate rentals, or all Katy homes for sale. From the award winning KatyISD school district, to the tremendous value in luxury homes in great family subdivisions like Cinco Ranch, Grand Lakes, Seven Meadows, Green Trails, Kelliwood, Nottingham, Windsor Park, Cross Creek Ranch, and Falcon Ranch, to world class hospitals and medical facilities that have the Katy area being dubbed "Med Center West"

realized they had found the perfect place for their clients to raise a family...and for their clients parents to enjoy the Grandchildren! Katy boasts great Active Senior options like Heritage Grand (a 55+ section of Cinco Ranch) and The Solana at Cinco Ranch, wonderful family amenities like parks, playgrounds, golf courses, lakes, fishing, boating, nature walks, and short drives to the beach and Hill Country. the Katy area is a great place to enjoy the weekend. Simply put Katy has it all! Area Tour" with you and show you why they feel Katy Real Estate is the best place in the Houston area to live, work. and play! You will see schools, great luxury family subdivisions, shopping facilities, highway options, and wonderful restaurants! Cross Creek Ranch: Cross Creek Ranch is the newest Master Planned Community in the Katy Real Estate area but is quickly catching on with those looking for a little slower pace

While still having lots of amenities and wonderful school options. Developed by the same people who brought us Grand Lakes, Cross Creek Ranch has a wide variety of homes and prices. This community is an easy commute to I-10 and the Westpark Tollway. Kelliwood: Kelliwood is a beautiful group of subdivisions off S. Fry Rd. A wide range of homes and home prices can be found here. From Custom Gated sections like LakeForest that are comprised of all estate homes...to smaller patio homes that border the Willow Fork Country Club. The short commute times appeal to a wide range of buyers! Green Trails: Green Trails is a large Master Planned Community that borders I-10, S. Fry Rd, and Baker Rd. It is full of amenities for the family, is close to I-10 and the Houston Energy Corridor, and has a variety of styles and price ranges from small one story homes up to Custom Estates...no matter what you are looking for it will be easy for you to carve out your slice of Green Trails! Silver Ranch: A fairly new master planned community located in area that some folks believe is the best part of all of Katy Real Estate.

Silver Ranch is only a short drive away from Katy Mills Mall and is located in the highly acclaimed Katy Independent School District. The community is approximately 3 miles from both I-10 and the Westpark Tollway. Lavish homes ranging from the $140's to $300's make the community very affordable for growing famililies or empty nesters. Silver Ranch is conveniently located for access to major employers in the energy corridor and has easy entree to South West Houston, Sugarland, West Park Tollway along with numerous park and ride bus lots that have express service to downtown Houston. When this community is completed it will be home to about 1,500 families. Amenities include Six Lane Jr Olympic Pool , Stone Grill Children's Splash Pad, Tennis Court, Playground and Swing Set, Outdoor BBQ Pavilion and numerous Walking Trails.

Seven Meadows: Seven Meadows is a Master Planned Community that was developed by the same people who put Cinco Ranch on the map! It is located right off HWY 99 (the Grand Parkway) with short commutes to both I-10 and the Westpark Tollway. Pools, parks, a movie theater, work out facilities, and nature trails are all part of this great community!


Katy is a city located in Harris, Fort Bend and Waller Counties in the U.S. state of Texas, within the Houston–Sugar Land–Baytown metropolitan area. The population was 11,775 at the 2000 census.

Katy, suburb of Houston, Texas, is named for the Missouri-Kansas-Texas Railroad (commonly referred to as the "K-T Railroad", now a part of Union Pacific) that ran through Katy in the 19th century. Katy was once known as Cane Island. The name is derived from Cane Island Creek which runs just west of downtown. Cane Creek is a branch of Buffalo Bayou. The origins of the name Cane Island are believed to be from the fact that Katy was once a major sugar cane producer and rice producer. To commermorate the importance of rice to the Katy community, the Chamber of Commerce holds the Rice Harvest Festival every second weekend of October.

Katy was recently the location of one of the ten large red balloons in the DARPA Network Challenge on December 5, 2009. The balloon was stationed in Katy Park.

In 2009 the Gadberry Group named Katy as one of nine "9 from 2009" most notable high growth areas in the United States.
After a low income apartment complex was proposed for development in an adjacent unincorporated area, in 2010 the Katy City Council passed a resolution stating that the development would decrease property values.[5] The plans for the complex were canceled.