Tag: Katy Homeowners

Little-Known Benefits to Homeownership in Katy

Katy Real Estate

Perks to Homeownership in Katy, TX

If you are, or would like to be, a homeowner in Katy, TX, you should know about the benefits that come with homeownership. There are many that are well-known, such as increased net worth, financial stability, a place to decorate and design as you please, more living space, and so on. However, as your Katy real estate agent, I’d like to introduce you to a few more benefits you may not know about!

Recent studies have shown that there are lesser-known benefits to Katy homeownership that are just as important and impactful. Check out this list:

Education

The latest Social Benefits of Homeownership and Stable Housing study found that children of homeowners tend to achieve more educationally than children of non-owners. They stay in school longer, get better grades, had fewer behavioral problems and go on to make more money with higher levels of education.

Civic Involvement

The same study found that homeowners put more effort into the stability of their neighborhoods and communities than renters, as they stay longer and have financial stakes on the line. They maintain their residence better, which improves the overall community appeal. Homeowners are also more politically active, know who their local school board representatives are, volunteer more, attend church in higher numbers, interact with neighbors more, and so on.

Health

The study also found that homeownership increases homeowners’ health! Homeowners tend to live in a cleaner environment and experience fewer cases of asthma, exposure to toxic substances, injuries and mental health issues. Homeowners also report higher levels of life satisfaction and happiness, higher self-esteem and higher perceived control over their lives.  Overall, homeowners are 2.5 to 3.1 percent more likely to have good health than renters.

So, aside from the fact that homeownership in Katy gives you a place to settle down and grow roots, a place to grow and raise a family, and a means to financial stability and increased net worth, it also has a whole slew of other benefits that you may not have considered before!

Are you ready to finally buy a Katy home after months or years of consideration? Do you have questions for me about the Katy real estate market that you’d like answered? Feel free to contact me, your Katy real estate agent, anytime. I am here to answer your questions, to help you begin your home search, and to help you through every step of the home-buying process!

Why wait any longer? The spring market is upon us, and mortgage rates and home prices are on the rise. The sooner you buy, the better. Contact me today!

Mickie Cioccia
Mickie C and Company Realty
Check Out Our Website
See Katy and Houston, TX Homes for Sale 
Become Our Facebook Fan
Follow Us on Twitter
Connect With Mickie on LinkedIn
Contact Our Team

Comments Off on Little-Known Benefits to Homeownership in Katy more...

Home Features Dragging Down Your Katy Home Value

Katy Real Estate

Home Value Tips for Katy Homeowners

As a Katy homeowner, do you have home improvement plans for the New Year? Do you want to upgrade your home, but aren’t sure where to start? As your Katy real estate agent, I would like to offer you some suggestions!

When you go to sell your Katy home, you want to impress as many potential buyers as you can. Therefore, if your home has certain features that Realtor.com said drag down a home’s value, you might want to consider updating them first.

  • Match your paint colors. This is true for the exterior and interior. Most buyers don’t want to buy the only pink house in town, especially if all the others are neutral colors, so take note at how your home blends into the neighborhood. Inside, paint over a bright orange with a neutral color, so buyers can imagine their own design ideas.
  • Have an inviting front door. When a buyer or a guest comes to visit your Katy home, the front door is one of the first features they’ll notice. An upgraded front door is also the best upgrade for return on investment, so don’t feel bad about investing your money into an updated, sturdier option. Make sure the doorbell works while you’re at it.
  • Update windows and screens. Buyers and guests will notice screens that look more like cat scratchers. You might be able to get away with using screen repair patches to fill in the holes, rather than replacing the whole set. Check your window frames and windows too, and make sure they all slide properly and are insulating well.
  • Work on your landscaping. Since the exterior of your Katy home is the first thing buyers and guests see, you want them to notice quality landscaping rather than a bare yard, or landscaping that has been forgotten. Be sure to trim your trees and cut your grass. Having some fresh flowers in pots outside your front door is a nice bonus.
  • Take note of smells. We get used to the smell of our own Katy homes, so it’d be a good idea to ask a trusted friend, family member, neighbor or Katy real estate agent if they notice any weird smells in your house. If they do, work toward finding the culprit of the odor and cleaning it in a way that will remove the smell for good.

Other features that Realtor.com mentioned include eerie dripping noises, poor lighting, squeaky doors/hinges and an outdated kitchen. As a Katy homeowner, it’s up to you to determine which of these features you have, and which need to be upgraded most!

Have questions? Need a second opinion? Ready to sell your Katy home? I am a Katy real estate agent, standing by, ready to help you with all of your real estate needs in the coming year. Don’t hesitate to contact me!

I wish you all a wonderful holiday and a happy new year!

Mickie Cioccia
Mickie C and Company Realty
Check Out Our Website
See Katy and Houston, TX Homes for Sale 
Become Our Facebook Fan
Follow Us on Twitter
Connect With Mickie on LinkedIn
Contact Our Team

Comments Off on Home Features Dragging Down Your Katy Home Value more...

Preparing Your Katy, TX Home For Hurricane Season

Katy Real Estate

Hurricane Prep Tips for Katy Homeowners

There are so many perks to living in Katy, TX. We have gorgeous weather, beautiful homes, friendly people, booming local businesses, fun community events and so much more. One of the few downsides is that we have to prepare for hurricane season, just like anyone who is fortunate enough to live near an ocean or waterway. As your Katy real estate agent, I’d like to offer you some tips to prepare!

Hurricane season is June through November here in the Katy area. The city of Houston provides tips and advice for anyone in this area that needs help preparing. Better to be safe than sorry!

1.  Find out what your floodplain is. The Houston/Katy area has five major flooplain scenarios, depending on how close you are to major creeks, bayous or other waterways. To find out what floodplain affects you, click here.

2.  Know your evacuation zone. To avoid crazy traffic issues for an evacuation, there is now a zip code zone system set up for Katy/ Houston residents. This allows for gradual and organized evacuations. Know your evacuation zone by clicking here.

3.  Avoid floodwater. If your Katy neighborhood gets flooded, remember to make sure your children never play in the floodwater, as it may contain chemicals, waste, rodents and more, along with swift moving currents and hidden manholes. It may also be electrically charged, so everyone should avoid it!

4.  Plan ahead. Plan with your family where you will evacuate if need be. Plan for your pets too, as some shelters do not accept pets. Know and review your evacuation routes. Never drive through high water. Create a family communication plan. Prepare a disaster kit and place in portable container.

After you’ve completed those important steps, here’s how to prepare your Katy home for hurricane season:

  • Always keep the trees and shrubs around your Katy home well-trimmed.
  • Install permanent storm shutters on your windows, or use marine plywood cut to fit. Tape just doesn’t cut it!
  • Install straps or clips to securely fasten your roof to the frame structure, to help prevent roof damage.
  • If high winds arrive, place patio furniture, plants and other outdoor objects inside or in a garage. This is especially important for apartment or high rise residents with balconies.
  • Move computers and other electronics away from windows. If threat of hurricane arrives, take electronics with you, or place them as high up as possible.

Hopefully this information is helpful and will give you peace of mind throughout hurricane season. Don’t forget, this is only precautionary, because the better prepared you are, the more smoothly the evacuation and preparation process will go if need be.

Summer is a beautiful time to live in Katy, TX, with so many events taking place around the area. When ready to relocate to Katy, or when ready to buy or sell in the Katy real estate market, contact me! I am your Katy real estate agent, here and ready to help you accomplish your real estate goals.

Mickie Cioccia
Mickie C and Company Realty
Check Out Our Website
See Katy and Houston, TX Homes for Sale 
Become Our Facebook Fan
Follow Us on Twitter
Connect With Mickie on LinkedIn
Contact Our Team

Comments Off on Preparing Your Katy, TX Home For Hurricane Season more...

How Katy Homeowners Accumulate Wealth

Katy Real Estate

A Katy Homeowner’s Net Worth

It is a known fact that Katy homeowners have a higher net worth than renters, but do you really know and understand what that means? Confused just how homeownership in Katy helps you accumulate wealth? Not sure if real estate really is the best investment opportunity out there? As your Katy real estate agent, allow me to explain!

Forbes recently shared an article that put all of this information into perspective. First off, let’s look at the obvious. When you rent, you pay a large sum of money each month to your landlord. In essence, you are paying his mortgage, and you will never see that money again. When you own a Katy home, however, you pay a large sum of money as a mortgage payment. The difference is that you are investing in your own future, not your landlord’s, and you will see that money again when you sell.

In 2013, the Federal Reserve published data that showed a homeowner’s net worth to be $195,400, compared to a renter’s net worth of $5,400. The next survey will be published later this year and is projected to show a homeowner’s net worth now between $225,000 and $230,000, compared to a renter’s net worth of $5,000. That means a typical homeowner has a net worth 45 times higher than a typical renter!

The way this works is simple. If you take out a 30-year fixed rate mortgage, you will pay a mortgage payment for 30 years. After that 30 years, your home is paid off and you don’t owe any more money. During that time, the equity on your home grows. For example, the median home price for a home in 1985 was $75,500. Now, it’s $220,000. That’s a whole lot of equity once you go to sell your Katy home!

Of course, not everyone stays put for 30 years in their Katy home. Many homeowners go on to buy a bigger home, or downsize, or just relocate for personal reasons. Still, in this case, they sell their home for what they bought it for, or hopefully more, and then they use that money as a down payment on their next Katy home. And the process continues. Either way, you see the money again that you put into monthly mortgage payments. It isn’t’ like renting, where you pay your monthly rent, and you never see the money again.

This might explain why by the time Americans reach retirement, 80 percent of them are homeowners! Americans understand the significant benefits of homeownership for accumulating wealth and want to accomplish this part of the American Dream. This doesn’t even begin to mention all of the non-financial perks to homeownership.

Ready to buy a Katy home and quit throwing away your money on rent? Contact me, your Katy real estate agent! I am happy to answer any questions you may have, or help you begin the home-buying process.

Mickie Cioccia
Mickie C and Company Realty
Check Out Our Website
See Katy and Houston, TX Homes for Sale 
Become Our Facebook Fan
Follow Us on Twitter
Connect With Mickie on LinkedIn
Contact Our Team

Comments Off on How Katy Homeowners Accumulate Wealth more...

Copyright © 2014 . All rights reserved. Your Local Katy Texas Blog and Katy Texas News Information.Katy Texas! Sports, community events, museums, movie theaters, parks, arts, family activities, attractions and summer camps for Katy, Tx. Katy, Texas real estate - use Katyites Real Estate to find real estate in Katy or other Texas real estate. Use our home buyer tools to research all aspects of the Katy housing market including Katy neighborhood information, Katy home loans, and Katy schools. Whether looking for homes for sale in Katy or Katy apartments for rent, Yahoo! Real Estate can help. Katy Texas | Katy Mills Mall, Katy Real Estate |Katy Texas Blog | Katy TX News Events & Reviews | Katy Texas Real Estate blog | Zip codes 77493, 77494, 77449, 77450, 77079, 77084, 77094

Katyites | Powered by © Katy Real Estate, Texas Real Estate - use Katyites Real Estate to find real estate in Katy Real Estate or other Texas real estate. Use our home buyer tools to research all aspects of the Katy Real Estate housing market including Katy Real Estate neighborhood information, Katy Real Estate home loans, and Katy schools. Whether looking for homes for sale in Katy Real Estate or Katy Real Estate apartments for rent, Yahoo! Real Estate can help. Our Katy real estate market snapshot gives you an overview of the housing market in Katy Real Estate, TX - easily find Katy Real Estate housing market prices, housing inventory statistics such as number of listings, median home price, home price trends, and monthly real estate market trends. Once you have a better sense for the Katy real estate market, search our Katy Real Estate foreclosures, Katy Real Estate new homes, Katy Real Estate classifieds, Katy Real Estate rentals, or all Katy homes for sale. From the award winning KatyISD school district, to the tremendous value in luxury homes in great family subdivisions like Cinco Ranch, Grand Lakes, Seven Meadows, Green Trails, Kelliwood, Nottingham, Windsor Park, Cross Creek Ranch, and Falcon Ranch, to world class hospitals and medical facilities that have the Katy area being dubbed "Med Center West"

realized they had found the perfect place for their clients to raise a family...and for their clients parents to enjoy the Grandchildren! Katy boasts great Active Senior options like Heritage Grand (a 55+ section of Cinco Ranch) and The Solana at Cinco Ranch, wonderful family amenities like parks, playgrounds, golf courses, lakes, fishing, boating, nature walks, and short drives to the beach and Hill Country. the Katy area is a great place to enjoy the weekend. Simply put Katy has it all! Area Tour" with you and show you why they feel Katy Real Estate is the best place in the Houston area to live, work. and play! You will see schools, great luxury family subdivisions, shopping facilities, highway options, and wonderful restaurants! Cross Creek Ranch: Cross Creek Ranch is the newest Master Planned Community in the Katy Real Estate area but is quickly catching on with those looking for a little slower pace

While still having lots of amenities and wonderful school options. Developed by the same people who brought us Grand Lakes, Cross Creek Ranch has a wide variety of homes and prices. This community is an easy commute to I-10 and the Westpark Tollway. Kelliwood: Kelliwood is a beautiful group of subdivisions off S. Fry Rd. A wide range of homes and home prices can be found here. From Custom Gated sections like LakeForest that are comprised of all estate homes...to smaller patio homes that border the Willow Fork Country Club. The short commute times appeal to a wide range of buyers! Green Trails: Green Trails is a large Master Planned Community that borders I-10, S. Fry Rd, and Baker Rd. It is full of amenities for the family, is close to I-10 and the Houston Energy Corridor, and has a variety of styles and price ranges from small one story homes up to Custom Estates...no matter what you are looking for it will be easy for you to carve out your slice of Green Trails! Silver Ranch: A fairly new master planned community located in area that some folks believe is the best part of all of Katy Real Estate.

Silver Ranch is only a short drive away from Katy Mills Mall and is located in the highly acclaimed Katy Independent School District. The community is approximately 3 miles from both I-10 and the Westpark Tollway. Lavish homes ranging from the $140's to $300's make the community very affordable for growing famililies or empty nesters. Silver Ranch is conveniently located for access to major employers in the energy corridor and has easy entree to South West Houston, Sugarland, West Park Tollway along with numerous park and ride bus lots that have express service to downtown Houston. When this community is completed it will be home to about 1,500 families. Amenities include Six Lane Jr Olympic Pool , Stone Grill Children's Splash Pad, Tennis Court, Playground and Swing Set, Outdoor BBQ Pavilion and numerous Walking Trails.

Seven Meadows: Seven Meadows is a Master Planned Community that was developed by the same people who put Cinco Ranch on the map! It is located right off HWY 99 (the Grand Parkway) with short commutes to both I-10 and the Westpark Tollway. Pools, parks, a movie theater, work out facilities, and nature trails are all part of this great community!


Katy is a city located in Harris, Fort Bend and Waller Counties in the U.S. state of Texas, within the Houston–Sugar Land–Baytown metropolitan area. The population was 11,775 at the 2000 census.

Katy, suburb of Houston, Texas, is named for the Missouri-Kansas-Texas Railroad (commonly referred to as the "K-T Railroad", now a part of Union Pacific) that ran through Katy in the 19th century. Katy was once known as Cane Island. The name is derived from Cane Island Creek which runs just west of downtown. Cane Creek is a branch of Buffalo Bayou. The origins of the name Cane Island are believed to be from the fact that Katy was once a major sugar cane producer and rice producer. To commermorate the importance of rice to the Katy community, the Chamber of Commerce holds the Rice Harvest Festival every second weekend of October.

Katy was recently the location of one of the ten large red balloons in the DARPA Network Challenge on December 5, 2009. The balloon was stationed in Katy Park.

In 2009 the Gadberry Group named Katy as one of nine "9 from 2009" most notable high growth areas in the United States.
After a low income apartment complex was proposed for development in an adjacent unincorporated area, in 2010 the Katy City Council passed a resolution stating that the development would decrease property values.[5] The plans for the complex were canceled.