Tag: katy real estate market

4 Things to Never Do When Buying a Katy TX Home

house-1407562_1280Buying a home in the Katy TX area is a major milestone, not one to be taken lightly. In fact, there is a great deal of research that should go into your decision to choose and purchase a property. As your local real estate expert in Katy TX, I’ve gathered a list below of four things never to do when buying a home so your experience can be as positive and smooth as possible!

Below are four things to avoid on your home buying journey in the Houston TX area this year:

Don’t shop for a home by yourself
When you go it alone on your home search in the Katy TX area, you are missing out on all of the expertise a real estate agent has to give you! Do yourself a favor and team up with a knowledgeable agent before you begin looking at homes for sale. After all, they’ve done this before and can help you around obstacles!

Don’t take the first mortgage quote
Shopping for a mortgage is a crucial part of the buying process. Smart buyers will gather numerous quotes from lenders before deciding which mortgage type and interest rate best suits them. As a rule of thumb, never take the first quote you receive, instead look at a few quotes before you choose.

Don’t ignore your budget
There is a reason the term “price range” exists and that is to keep you from going over how much you can reasonable afford in the real estate market. The last thing you want is to find a home you love, but learn it is out of your reach. Sit down and create a budget, then stick to it when you begin shopping for homes.

Don’t ignore closing costs
Did you know many buyers are unaware of closing costs? Don’t let yourself be surprised at the closing table, learning that you owe more money, but ask your lender how much closing costs may be when you meet with them. You can typically estimate two to seven percent of the home’s purchase price.

Give me a call today for more information about buying a home in the Houston TX area! I am happy to provide a list of homes available around Katy TX, as well as next steps for making your home buyer dreams come true!

Mickie Cioccia | Broker Associate

Mickie C Team
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4 Home Features That Will Hook Katy TX Homebuyers

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Welcome Home

When you’re motivated to sell your Katy TX home, you will likely go to many lengths to ensure that your property is ready for the market, but also to ensure you hook buyers from the start! Of course that is dependent on many factors, one of the most important being pricing, but there are a few home features that can help you grab and keep buyer interest this year.

The front door
Curb appeal is everything to Katy buyers, so grab their eye immediately with your front door! A bold color could be just what they need to want to see more, especially if the exterior is rather neutral. But if bold color isn’t your cup of tea, consider an architecturally appealing door instead.

Ceiling height
High ceilings are a buyer favorite, but they are not available in all Katy TX homes. If you are not among the high ceiling crowd, you can achieve a similar feel by painting your entry white, including the ceiling, to create the illusion of wide, open space.

Privacy
Don’t have an open concept home? Don’t worry! Many buyers love the idea of privacy between rooms, especially living and dining spaces. It’s the differentiation between spaces that will set your property apart! Talk it over with your agent as buyers differ by location, but you may even like to consider adding a wall to achieve this feel.

Separation from the pack
Regardless if your Houston TX area home is located in a neighborhood full of similar looking properties, if yours has even one different identifying factor like a paint brick instead of the typical red, you could be on your way. Buyers today are looking for that something that sets your property apart from the rest, especially as many homes in today’s newer neighborhoods tend to look the same.

I’ve helped numerous Katy TX home sellers prepare their properties for the market and achieve a successful sale— let me do the same for you! Give me a call today for more information about the Katy real estate market and the best time to list your home.

Mickie Cioccia | Broker Associate

Mickie C Team
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Signs That It’s Time to Sell Your Katy, TX Home

Katy Home Sellers

Is it time to sell your Katy home?

Have you been thinking about selling your Katy home this fall? Perhaps you’ve heard that it’s a seller’s market and that inventory is low and buyer demand is high. Or perhaps you’d just like to live better in your means, or grow into a home that fits your future’s needs. No matter what your reason, as your Katy real estate agent, I am here to help!

If you’re still not sure if now is the time for you to sell, here are some signs that it may be:

1.  You want in on a seller’s market. If you know you want to sell sometime in the near future, now is the time to list in the Katy real estate market and take advantage of the low inventory and high buyer demand. As prices and mortgage rates rise, buyer demand might decrease. As baby boomers age, inventory may increase. New home development is on the rise as well. The conditions are ideal for selling now, so if you want to take advantage, now is the time to do so!

2.  Comparable homes are selling for a lot. When thinking about selling, it’s wise to do some research, or to contact an agent, and find out what homes similar to yours are selling for in the Katy real estate market. If these listings are selling at a price that you’d be more than happy with, this is a good sign that you can expect a similar price for your home, as long as there are no major issues with the inspection or appraisal.

3.  You need a larger home. If your family has grown in size, but your house hasn’t, this is a sure sign that it’s time to move. Whether you need more bedrooms for your little ones, you need a large yard for your pets, or you need an in-law suite for your aging parents, there are plenty of reasons to move up from your starter home to your dream home! Now is the time to do so, before prices and mortgage rates increase any more.

4.  You’re financially stressed. On the other side of the coin, perhaps it’s time for you to downsize. Whether you are retired and your kids have moved out, leaving you with a home larger than you need, or you bought too high the first time and are feeling the financial burden, now is a great time to sell and get a great price for your home. Then, you can buy smaller and save.

5.  You’re tired of the maintenance. As homeowners age, or become parents, or get high-stress jobs, they may find that the maintenance of landscaping, a pool, a large home, etc. may be too much for them. Or perhaps the long drive to work is stressing you out. Whether you need a new home, or a new location, drop the stress and maintenance tasks and find a home with less stress!

If you relate to any of these reasons to sell, or you’ve just been thinking about selling a lot lately, contact me, your Katy real estate agent. I can answer any questions you may have, and I can guide you through the entire home-selling process in the Katy real estate market. Give me a call!

Mickie Cioccia

Mickie C and Company Realty
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Most Affordable Housing in U.S. & Where Katy Fits In

Katy TX Real Estate

Katy TX Real Estate Market Statistics

If you’re wondering where the most affordable housing is in the U.S. right now, HomeArea.com shared recent rankings from the Census Bureau’s American Community Survey on housing affordability. As your Katy real estate agent, allow me to fill you in on the details, and to narrow in on how the Katy real estate market compares.

The most affordable housing is in West Virginia, followed by Arkansas and Mississippi. The median monthly housing cost in West Virginia is $591, which is half of the national median monthly housing cost of $1,022. This national average has risen 1.3 percent from $1,009 last year.

This median monthly housing cost takes into account the major costs paid by homeowners each month, including mortgage payments, real estate taxes, insurance, utilities and condo fees. On average, housing costs make up the largest expense for households at around 33 percent, followed by transportation, food, etc.

Texas came in as the 29th most affordable housing market, so almost right in the middle! The average monthly housing cost in Texas is $980, up from $968 last year, and below the national average of $1,022.

Taking a closer look at Texas, the median home value is $128,900, the median household income is $52,000. In Katy, TX specifically, the median home value is $150,200, the median monthly owner costs are $1,644 with a mortgage, the median monthly rent is $991 and the median household income is $69,000.

When looking at the population of Katy, 26 percent is middle-aged and married, between ages 40 and 64. Children make up 28 percent of the population, under the age of 18. Young adult singles between 18 and 39 make up 13 percent, and seniors above age 65 make up 12 percent.

As you can see, Katy TX is a great place to raise a family, with a high population of kids and a solid average income! If you’d like help relocating to Katy, or help with buying a Katy home, contact me. If you’d like help selling your Katy home, contact me. Your home might be worth more than you think, with home values steadily increasing!

If you come in below the state or city average for household income, or the monthly homeowner fees scare you, it’s best to meet with a local Katy real estate agent to discuss the local market. For example, I can share with you what homes recently listed for and sold for, we can discuss your negotiating power as a buyer, and I can show you some starter homes. It’s also a good idea to meet with a local mortgage lender, to see exactly what you qualify for. You might be surprised!

Because mortgage rates are still below historic averages, it is more affordable to buy a home now than it was anytime between 1985 and 2000! Find out more about that in this KCM Crew article.

If you’ve got questions, or you’d like to buy or sell in the Katy real estate market this summer, I am here to help! Give me a call!

Mickie Cioccia

Mickie C and Company Realty
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Katy, TX Home-Buying Facts

Katy homebuyers

Katy home-buying myths vs. facts

Are you thinking about buying a Katy home this fall season? Will this be your first home purchase? As first-time buyers begin to consider homeownership, it can seem like a daunting task, or worse, impossible. Perhaps you think you don’t have enough of a down payment saved, or you won’t qualify for a mortgage, or it’s too long of a process to bother with right now.

As your Katy real estate agent, allow me to clear up some home-buying myths! While the home-buying process is a long one, with many steps, it’s doable for more people than you imagine. This might include you! Let’s look at some of the stats:

  • If you think you need a 20 percent down payment, 40 percent of millennial first-time buyers put down less than 10 percent. There are options that allow you to put as low as 1 to 2 percent down!
  • If you think your credit score isn’t high enough, it turns out that the majority of potential buyers think that they need a score of 780 or higher. The average credit score on approved loans is actually 724, and FHA loans will take credit scores in the 600s.
  • If you think getting approved for a mortgage is too hard, and you won’t qualify, you might be surprised! Just last month, 76.4 percent of loan applications were approved. Your best bet is to meet with a local lender and find out what is available to you.
  • If you currently own and want to move up to a better home, but don’t think you have enough equity if your home to move, 81.1 percent of homeowners in the U.S. have significant equity, meaning more than 20 percent equity.
  • If you think it’s cheaper to rent than to buy, not true. Buying a home is 36 percent less expensive than renting in the U.S. True, you have to pay for repairs as a homeowner, but landlords build that cost into your rent. Mortgage payments are often lower than monthly rent.

On that last point, it’s important to remember than unless you’re living with friends or family rent-free, you’re already paying a mortgage! If you rent, you are paying your landlord’s mortgage, and your landlord is reaping the rewards with equity and savings. Once you buy, you are investing in your own future! You are still paying a monthly payment, but you’ll see that money again when you go to sell, unlike with renting.

Plus, as long as you have a fixed-rate mortgage, your monthly payment will never increase. With rent, rates are continually increasing and are expected to continue rising over the next three decades.

Do yourself a favor and meet with a local mortgage lender to see what loan options you may have available to you. If you have questions about the home-buying process or the Katy real estate market, or you’re ready to get started, contact me, your Katy real estate agent! I am here and ready to guide you through the entire process, until you have a new set of keys in your hand.

Mickie Cioccia
Mickie C and Company Realty
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What Katy Homeowners Need To Know After Harvey

Post-Harvey Info for Katy Homeowners

Post-Harvey Information for Katy Homeowners

If you are wondering how Hurricane Harvey will impact the local Katy real estate market, or you’re looking for information about FEMA, you’ve come to the right place! As your Katy real estate agent, I’d like to share some helpful information with you, and provide you with links where you can learn more.

Harvey is not the first hurricane to reach the shores of Texas, and history shows that home sales will likely decline in the months following a hurricane, but then will rise a year from now. (The same is true for jobs in the area.) If your home was under contract before the hurricane, it will likely need another inspection prior to closing.

Because inventory will decline for a time, it may put pressure on existing listings and rentals, and rents and prices may rise. However, inventory could also soon increase from homeowners who wouldn’t have sold otherwise, but who are now ready to move away from hurricane territory. Homeowners may also buy second homes they wouldn’t have normally bought, in order to have somewhere to live while their current homes are repaired.

Local economist Ted Jones shared an informative summary on how hurricanes affect housing markets, with graphs from past hurricanes to back him up. You can check out these white pages here.

If you are interested in learning about the FEMA Home Buyout Program, you can learn more in this informative article from Harris County Flood Control District. They explain why the process takes so long, and they state that they will most likely begin making offers on properties they would like to buy within the next four months. If interested, you can register to request to be bought out if you were flooded from Harvey. Someone will call you within 24 hours to discuss.

In order to be considered, your home needs to be located deep within a mapped floodplain and subject to repetitive flooding. HCFCD purchases complete swaths or tracks of homes in floodplains and turns them into a drainage facility or pond, or a natural preserve, to prevent homes in these areas from being flooded again in the future.

Other helpful websites to know about include the Harris County Flood Warning System, where you can view rainfall amounts from rain gauges throughout Harris County and see how much rain typically falls in your area, and how close the nearest watershed is to you. This can help you plan for your future.

This Harris County Flood Education Mapping Tool allows you to view floodways from a map and to see if your property is currently in a 100-year or 500-year floodplain. This is great if you are planning to relocate in the Katy area, but would first like to see where watersheds are located near potential properties, and where the nearest floodways are located, which are the main corridors that water will travel down and will be most heavily impacted by flooding.

If you have questions about any of this, feel free to contact me, your Katy real estate agent, and I can either answer them or point you in the direction of someone who can.

If you’d like to buy or sell in the Katy real estate market this fall, contact me! Even with Harvey issues to deal with, activity in the market never ends. Contact me, and let’s discuss your home-buying or home-selling options right now!

Mickie Cioccia
Mickie C and Company Realty
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What Katy Homebuyers Should Know About Closing

Katy Homebuyers

Lots takes place before the final closing 

As a Katy homebuyer, you might consider house hunting as the most stressful part of a home-buying process, and some buyers would agree! Other buyers would say that the most stressful period was after they put an offer on a home and had to wait for closing day. Every home-buying process is different, depending on the buyers and sellers, the Katy real estate agent involved, compromises and negotiations, timelines, the house itself, the home inspection and appraisal, and so on.

Here are four things that Zillow recommends buyers know while they wait for closing day to arrive in the Katy real estate market:

1.  Your mortgage rate could expire. Your mortgage lender will typically lock in the interest rate they quoted you, for 45 or 60 days, but closing on a Katy home could take longer than that. This is especially true if any issues arise, such as open permits or illegal renovations. Keep an eye on rates.

2.  The mortgage process isn’t over. You’re not in the clear until closing day papers are signed and the keys are in your hand! Some lenders will continue to verify income, credit and so on until the very last minute. Don’t go moving around funds, spending a bunch of money or changing jobs without running it by your mortgage professional.

3.  The house isn’t yours yet. Until all of the papers are signed, you can still back out. Request a walk-through 24 hours before the closing to see that things are as they should be. If the seller hasn’t made repairs that you agreed on, or hasn’t moved out yet, or systems aren’t working, you can postpone the closing if need be.

4.  You might need to do homework. Find out if the seller was required to disclose issues with the home, or if it’s “caveat emptor,” or buyer beware. Either way, it’s not a bad idea to do some research on the home to see if there’s any outstanding permits, or any issues with the local building department or health department.

What does this all mean for you? Zillow recommends that for the smoothest closing, Katy homebuyers must have a reliable, experienced Katy real estate agent on their side! Your agent can refer you to quality mortgage professionals in the area, along with attorneys, inspectors and more, which saves you time and stress. Agents also negotiate on your behalf, to ensure that you are satisfied and comfortable with the closing agreements, timelines and compromises made with the home seller.

Ready to buy a Katy home? Contact me! I would love to work with you as your Katy real estate agent, to ensure a smooth home-buying process for you and all those involved. Call me as soon as you’re ready to get started, or if you have home-buying questions. I look forward to hearing from you!

Mickie Cioccia
Mickie C and Company Realty
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Perks of Homeownership in Katy, TX

Katy Homeownership

Katy homeownership has educational benefits

Are you thinking about buying a Katy home? As a Katy real estate agent, I would like to fill you in on numerous perks that you can experience with homeownership! The perks range from financial to social and educational. Once you’ve learned about these proven perks, you can see what a great benefit it is to own your own Katy home.

  • Equity – When you own a Katy home, your monthly payments go toward your mortgage instead of your rent. This means that you are building personal wealth and assets instead of building your landlord’s assets. This is why the net worth of a homeowner is so much higher than the net worth of a renter! When you go to sell your home, you’ll see that money again, and hopefully more than you bought it for. Currently, home equity is on the rise.
  • Stability – When you buy a Katy home with a fixed-rate mortgage loan, you know how much you’ll be paying monthly for years to come. This creates a more financially stabilized environment, because you won’t have unexpected rent increases. A recent survey found that rent increases are expected to continue to rise for the next year by an average of 8 percent, and 53 percent of property managers said they are more likely to bring in a new tenant at a higher price than to negotiate with a current tenant.
  • Education – A new study shows many ways that homeownership increases educational achievement among youth! More teenagers in home-owning families stay in school, children of homeowners tend to have higher levels of math and reading achievements and less behavioral issues, educational opportunities are typically higher in neighborhoods with high rates of homeownership and community involvement, and children of homeowners go on to make higher earnings after school.

As you can see, there are many benefits to owning a Katy home! Aside from these, others I can think of off the top of my head are that you can raise a family in one place, while growing roots and getting to know neighbors, schools and the community as a whole, you can design and remodel your home however you wish, and you typically have more space to work with and more privacy.

What is your favorite thing about the prospect of homeownership in Katy? Leave a comment and share! I’d love to hear from you!

When you are ready to buy a Katy home, I am here and ready to help you through the entire home-buying process in the Katy real estate market. As a Katy real estate agent, I have years of experience and expertise helping others find the homes of their dreams. Let me help you achieve this dream! Contact me!

Mickie Cioccia
Mickie C and Company Realty
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Why to Use Agent When Selling Your Katy Home

Katy home sellers

Tips for Katy, TX home sellers

If you’re ready to sell your Katy home, you might wonder if you should use an agent or not. You might be reading reports about how it’s a seller’s market, with inventory low, buyer demand high and home prices/sales rising. You might decide that means you can save the money on using an agent, and just sell your Katy home on your own. As a Katy real estate agent, I am here to tell you why that might not be the wisest decision.

Since I am an agent, you might take my opinion as bias. Therefore, here are five reasons that KCM Crew recently gave for why home sellers should not try to sell FSBO:

1.  When you work with an agent, the exposure your listing has to prospective buyers grows by a vast amount. Studies have shown that 88 percent of buyers search online, so rarely does a yard sign or ad in the paper get the job done anymore. Even if you do put a listing up online in your own way, not nearly as many buyers will see it as when you work with an agent. We know exactly where to put it to ensure the most views! After all, we’ve been doing this for a long time.

2.  You see results from the internet. Studies show where recent buyers actually found the home that they ended up purchasing. Of those buyers, 44 percent found it on the internet, 33 percent from a real estate agent, 9 percent from a yard sign and 1 percent from the newspaper. The numbers don’t lie! The best way to sell your Katy home is with a professional listing on the internet, and with a Katy real estate agent who has experience and a strategy ready to go.

3.  The average person doesn’t have negotiating skills like an agent does. Most Katy home sellers don’t realize how many people they’ll have to negotiate with during the home-selling process! You’ll negotiate with a buyer who wants the best deal possible, the buyer’s agent who has lots of experience with this and who solely represents the buyer’s interests. Then there are attorneys, home inspectors, appraisers and more. Agents are professionals at negotiating! We do it all the time.

4.  Paperwork has made it hard for FSBOing. First of all, the paperwork involved in selling a home has increased significantly over the years. There are tons of disclosures and regulations that you have to follow, which can become quite stressful, and prolong the process, if you don’t know what you’re doing. This might be why FSBOing has dropped from 19 to 8 percent over the last 20 years.

5.  You net more when you use an agent! This is the most important reason of all. The whole point of you not working with an agent is to save money, but you make up for that in the price of the home! Studies have shown that the typical house sold FSBO sells for $210,000, while the typical home sold by an agent is $249,000. Also, the seller and buyer can’t both save the on real estate commission, so you may not even save in the long run.

As a Katy real estate agent, I know where to list your home so that potential buyers see it. I have the technology for professional photos for your listing.  I know how to negotiate. When you work with me, you might sell your Katy home for more than you would on your own, and faster!

Are you convinced? Have questions, or are you ready to sell? Either way, contact me! I am ready to help you.

Mickie Cioccia
Mickie C and Company Realty
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Brokerage Information for Katy Real Estate Clients

Katy Real Estate

Brokerage Information for Katy Clients

If you are a Katy homebuyer or Katy home seller, it is my duty to explain how brokerage services work, and what we will do for you. Texas law actually requires this, but as your Katy real estate agent, I want to share with you anyway, so you can be as informed and confident as possible going into the home-buying or home-selling process!

First off, to help you understand what a broker is, a broker is responsible for all brokerage activities, which includes all acts performed by the real estate agents sponsored by the broker. The real estate agent must be sponsored by a broker and works with the clients, the sellers or buyers, on behalf of the broker.

A broker’s duties include:

  • Always putting the interests of the client above all others
  • Informing the client of any material information about the property or transaction received by the broker
  • Answering the client’s questions about presenting any offer to or counter-offer from the client
  • Treating all parties involved in a real transaction honestly and fairly
  • A license holder can also represents a buyer or seller during a real estate transaction.

If representing the seller or landlord: The broker becomes that person’s agent through a written listing or property management agreement. An agent must perform the broker’s duties mentioned above and must inform the owner of any material information about the property known by the agent. This includes information disclosed to the agent by the buyer or buyer’s agent.

If representing the buyer or tenant: The broker or agent agrees to represent the buyer through a written representation agreement. The buyer’s agent then must perform the broker duties mentioned above and must inform the buyer of any material information about the property or transaction known by the agent, including information disclosed to the agent by the seller or seller’s agent.

If representing buyer and seller as intermediary: The broker must obtain written agreement from both parties, and that agreement will state who will pay the broker and what the broker’s obligations are as an intermediary.

The obligations are as follows: The broker must treat all parties impartially and fairly. The broker may appoint a difference license holder associated with the broker to each party with the parties’ written consent. The broker must not disclose that the owner will accept a price less than the written asking price, that the buyer will pay a price greater than the price submitted in a written offer, or any confidential information that a party asks the broker not to disclose in writing, unless required to do so by law.

If you have questions, read this information put forth by the Texas Real Estate Commission, or feel free to contact me, your Katy real estate agent! When ready to buy a Katy home, sell your Katy home, or both, contact me for help! I’d love to help you out.

Mickie Cioccia
Mickie C and Company Realty
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Katyites | Powered by © Katy Real Estate, Texas Real Estate - use Katyites Real Estate to find real estate in Katy Real Estate or other Texas real estate. Use our home buyer tools to research all aspects of the Katy Real Estate housing market including Katy Real Estate neighborhood information, Katy Real Estate home loans, and Katy schools. Whether looking for homes for sale in Katy Real Estate or Katy Real Estate apartments for rent, Yahoo! Real Estate can help. Our Katy real estate market snapshot gives you an overview of the housing market in Katy Real Estate, TX - easily find Katy Real Estate housing market prices, housing inventory statistics such as number of listings, median home price, home price trends, and monthly real estate market trends. Once you have a better sense for the Katy real estate market, search our Katy Real Estate foreclosures, Katy Real Estate new homes, Katy Real Estate classifieds, Katy Real Estate rentals, or all Katy homes for sale. From the award winning KatyISD school district, to the tremendous value in luxury homes in great family subdivisions like Cinco Ranch, Grand Lakes, Seven Meadows, Green Trails, Kelliwood, Nottingham, Windsor Park, Cross Creek Ranch, and Falcon Ranch, to world class hospitals and medical facilities that have the Katy area being dubbed "Med Center West"

realized they had found the perfect place for their clients to raise a family...and for their clients parents to enjoy the Grandchildren! Katy boasts great Active Senior options like Heritage Grand (a 55+ section of Cinco Ranch) and The Solana at Cinco Ranch, wonderful family amenities like parks, playgrounds, golf courses, lakes, fishing, boating, nature walks, and short drives to the beach and Hill Country. the Katy area is a great place to enjoy the weekend. Simply put Katy has it all! Area Tour" with you and show you why they feel Katy Real Estate is the best place in the Houston area to live, work. and play! You will see schools, great luxury family subdivisions, shopping facilities, highway options, and wonderful restaurants! Cross Creek Ranch: Cross Creek Ranch is the newest Master Planned Community in the Katy Real Estate area but is quickly catching on with those looking for a little slower pace

While still having lots of amenities and wonderful school options. Developed by the same people who brought us Grand Lakes, Cross Creek Ranch has a wide variety of homes and prices. This community is an easy commute to I-10 and the Westpark Tollway. Kelliwood: Kelliwood is a beautiful group of subdivisions off S. Fry Rd. A wide range of homes and home prices can be found here. From Custom Gated sections like LakeForest that are comprised of all estate homes...to smaller patio homes that border the Willow Fork Country Club. The short commute times appeal to a wide range of buyers! Green Trails: Green Trails is a large Master Planned Community that borders I-10, S. Fry Rd, and Baker Rd. It is full of amenities for the family, is close to I-10 and the Houston Energy Corridor, and has a variety of styles and price ranges from small one story homes up to Custom Estates...no matter what you are looking for it will be easy for you to carve out your slice of Green Trails! Silver Ranch: A fairly new master planned community located in area that some folks believe is the best part of all of Katy Real Estate.

Silver Ranch is only a short drive away from Katy Mills Mall and is located in the highly acclaimed Katy Independent School District. The community is approximately 3 miles from both I-10 and the Westpark Tollway. Lavish homes ranging from the $140's to $300's make the community very affordable for growing famililies or empty nesters. Silver Ranch is conveniently located for access to major employers in the energy corridor and has easy entree to South West Houston, Sugarland, West Park Tollway along with numerous park and ride bus lots that have express service to downtown Houston. When this community is completed it will be home to about 1,500 families. Amenities include Six Lane Jr Olympic Pool , Stone Grill Children's Splash Pad, Tennis Court, Playground and Swing Set, Outdoor BBQ Pavilion and numerous Walking Trails.

Seven Meadows: Seven Meadows is a Master Planned Community that was developed by the same people who put Cinco Ranch on the map! It is located right off HWY 99 (the Grand Parkway) with short commutes to both I-10 and the Westpark Tollway. Pools, parks, a movie theater, work out facilities, and nature trails are all part of this great community!


Katy is a city located in Harris, Fort Bend and Waller Counties in the U.S. state of Texas, within the Houston–Sugar Land–Baytown metropolitan area. The population was 11,775 at the 2000 census.

Katy, suburb of Houston, Texas, is named for the Missouri-Kansas-Texas Railroad (commonly referred to as the "K-T Railroad", now a part of Union Pacific) that ran through Katy in the 19th century. Katy was once known as Cane Island. The name is derived from Cane Island Creek which runs just west of downtown. Cane Creek is a branch of Buffalo Bayou. The origins of the name Cane Island are believed to be from the fact that Katy was once a major sugar cane producer and rice producer. To commermorate the importance of rice to the Katy community, the Chamber of Commerce holds the Rice Harvest Festival every second weekend of October.

Katy was recently the location of one of the ten large red balloons in the DARPA Network Challenge on December 5, 2009. The balloon was stationed in Katy Park.

In 2009 the Gadberry Group named Katy as one of nine "9 from 2009" most notable high growth areas in the United States.
After a low income apartment complex was proposed for development in an adjacent unincorporated area, in 2010 the Katy City Council passed a resolution stating that the development would decrease property values.[5] The plans for the complex were canceled.