Tag: Katy Real Estate

What Katy Homebuyers Should Know About Closing

Katy Homebuyers

Lots takes place before the final closing 

As a Katy homebuyer, you might consider house hunting as the most stressful part of a home-buying process, and some buyers would agree! Other buyers would say that the most stressful period was after they put an offer on a home and had to wait for closing day. Every home-buying process is different, depending on the buyers and sellers, the Katy real estate agent involved, compromises and negotiations, timelines, the house itself, the home inspection and appraisal, and so on.

Here are four things that Zillow recommends buyers know while they wait for closing day to arrive in the Katy real estate market:

1.  Your mortgage rate could expire. Your mortgage lender will typically lock in the interest rate they quoted you, for 45 or 60 days, but closing on a Katy home could take longer than that. This is especially true if any issues arise, such as open permits or illegal renovations. Keep an eye on rates.

2.  The mortgage process isn’t over. You’re not in the clear until closing day papers are signed and the keys are in your hand! Some lenders will continue to verify income, credit and so on until the very last minute. Don’t go moving around funds, spending a bunch of money or changing jobs without running it by your mortgage professional.

3.  The house isn’t yours yet. Until all of the papers are signed, you can still back out. Request a walk-through 24 hours before the closing to see that things are as they should be. If the seller hasn’t made repairs that you agreed on, or hasn’t moved out yet, or systems aren’t working, you can postpone the closing if need be.

4.  You might need to do homework. Find out if the seller was required to disclose issues with the home, or if it’s “caveat emptor,” or buyer beware. Either way, it’s not a bad idea to do some research on the home to see if there’s any outstanding permits, or any issues with the local building department or health department.

What does this all mean for you? Zillow recommends that for the smoothest closing, Katy homebuyers must have a reliable, experienced Katy real estate agent on their side! Your agent can refer you to quality mortgage professionals in the area, along with attorneys, inspectors and more, which saves you time and stress. Agents also negotiate on your behalf, to ensure that you are satisfied and comfortable with the closing agreements, timelines and compromises made with the home seller.

Ready to buy a Katy home? Contact me! I would love to work with you as your Katy real estate agent, to ensure a smooth home-buying process for you and all those involved. Call me as soon as you’re ready to get started, or if you have home-buying questions. I look forward to hearing from you!

Mickie Cioccia
Mickie C and Company Realty
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Little-Known Benefits to Homeownership in Katy

Katy Real Estate

Perks to Homeownership in Katy, TX

If you are, or would like to be, a homeowner in Katy, TX, you should know about the benefits that come with homeownership. There are many that are well-known, such as increased net worth, financial stability, a place to decorate and design as you please, more living space, and so on. However, as your Katy real estate agent, I’d like to introduce you to a few more benefits you may not know about!

Recent studies have shown that there are lesser-known benefits to Katy homeownership that are just as important and impactful. Check out this list:

Education

The latest Social Benefits of Homeownership and Stable Housing study found that children of homeowners tend to achieve more educationally than children of non-owners. They stay in school longer, get better grades, had fewer behavioral problems and go on to make more money with higher levels of education.

Civic Involvement

The same study found that homeowners put more effort into the stability of their neighborhoods and communities than renters, as they stay longer and have financial stakes on the line. They maintain their residence better, which improves the overall community appeal. Homeowners are also more politically active, know who their local school board representatives are, volunteer more, attend church in higher numbers, interact with neighbors more, and so on.

Health

The study also found that homeownership increases homeowners’ health! Homeowners tend to live in a cleaner environment and experience fewer cases of asthma, exposure to toxic substances, injuries and mental health issues. Homeowners also report higher levels of life satisfaction and happiness, higher self-esteem and higher perceived control over their lives.  Overall, homeowners are 2.5 to 3.1 percent more likely to have good health than renters.

So, aside from the fact that homeownership in Katy gives you a place to settle down and grow roots, a place to grow and raise a family, and a means to financial stability and increased net worth, it also has a whole slew of other benefits that you may not have considered before!

Are you ready to finally buy a Katy home after months or years of consideration? Do you have questions for me about the Katy real estate market that you’d like answered? Feel free to contact me, your Katy real estate agent, anytime. I am here to answer your questions, to help you begin your home search, and to help you through every step of the home-buying process!

Why wait any longer? The spring market is upon us, and mortgage rates and home prices are on the rise. The sooner you buy, the better. Contact me today!

Mickie Cioccia
Mickie C and Company Realty
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Perks of Homeownership in Katy, TX

Katy Homeownership

Katy homeownership has educational benefits

Are you thinking about buying a Katy home? As a Katy real estate agent, I would like to fill you in on numerous perks that you can experience with homeownership! The perks range from financial to social and educational. Once you’ve learned about these proven perks, you can see what a great benefit it is to own your own Katy home.

  • Equity – When you own a Katy home, your monthly payments go toward your mortgage instead of your rent. This means that you are building personal wealth and assets instead of building your landlord’s assets. This is why the net worth of a homeowner is so much higher than the net worth of a renter! When you go to sell your home, you’ll see that money again, and hopefully more than you bought it for. Currently, home equity is on the rise.
  • Stability – When you buy a Katy home with a fixed-rate mortgage loan, you know how much you’ll be paying monthly for years to come. This creates a more financially stabilized environment, because you won’t have unexpected rent increases. A recent survey found that rent increases are expected to continue to rise for the next year by an average of 8 percent, and 53 percent of property managers said they are more likely to bring in a new tenant at a higher price than to negotiate with a current tenant.
  • Education – A new study shows many ways that homeownership increases educational achievement among youth! More teenagers in home-owning families stay in school, children of homeowners tend to have higher levels of math and reading achievements and less behavioral issues, educational opportunities are typically higher in neighborhoods with high rates of homeownership and community involvement, and children of homeowners go on to make higher earnings after school.

As you can see, there are many benefits to owning a Katy home! Aside from these, others I can think of off the top of my head are that you can raise a family in one place, while growing roots and getting to know neighbors, schools and the community as a whole, you can design and remodel your home however you wish, and you typically have more space to work with and more privacy.

What is your favorite thing about the prospect of homeownership in Katy? Leave a comment and share! I’d love to hear from you!

When you are ready to buy a Katy home, I am here and ready to help you through the entire home-buying process in the Katy real estate market. As a Katy real estate agent, I have years of experience and expertise helping others find the homes of their dreams. Let me help you achieve this dream! Contact me!

Mickie Cioccia
Mickie C and Company Realty
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Tips for Soon-to-be Katy Homebuyers

Woman Balancing Her Checkbook

Tips for future Katy, TX homebuyers

Are you gearing up to buy a Katy home this year? As a Katy real estate agent, I can say that this is the time to do it! Home prices and mortgage rates are on the increase, so the sooner you buy, the more money you could save. Plus, since equity is on the rise, you can feel good about investing in your future.

To help you prepare for the home-buying process, here are a few tips to help you save up for a down payment and get qualified for a mortgage loan:

  • Automate savings. If you aren’t good at putting money away each month into a savings account, automate a down payment savings account! Once per month, paycheck or even week, determine how much money you can put aside into a housing fund. Even if it’s a small amount, it’s better than nothing!
  • Live frugally. If buying a Katy home is important to you, then you can use that as motivation to live more frugally until you have your down payment saved up. This means cutting costs wherever you can. Only buy food on sale, wear your current clothes, put off that new car or vacation, make your own coffee at home, walk or bike wherever you can, and so on.
  • Keep your credit clean. Your credit score is a big piece of the puzzle, when it comes to qualifying for a mortgage, so pay off as much of your past debts as possible. Don’t open any new forms of credit, and pay off the credit cards you have now. Automate your bills, so you are never late paying one of them.

Once you feel that you are ready to buy, or that you are at least ready to take the next step or get questions answered, find an experienced, reliable Katy real estate agent. If you are curious as to why you should work with an agent rather than doing it alone, here a few reasons KCM Crew recently gave on why to work with a professional:

  • An agent can save you time. It’s not as easy as you may think to find a Katy home that you love, and that fits into your budget and your needs. An agent can sift through the listings that don’t meet your needs, so that you can just look at the ones that do. This can save you heartache, too! An agent can also get you in touch with reliable mortgage professionals, inspectors and other professionals, to save you the time it’ll take to research each one in the area.
  • An agent can help you negotiate. This is more important than ever, with lower inventory than usual. In a seller’s market, you need an agent to negotiate a price with the seller, which could end up saving you hundreds or thousands in the long run. The agent can also negotiate after the home inspection, after the appraisal, with closing agreements and more.

When ready to begin your home-buying process in the Katy real estate market, contact me!

Mickie Cioccia
Mickie C and Company Realty
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Home Features Dragging Down Your Katy Home Value

Katy Real Estate

Home Value Tips for Katy Homeowners

As a Katy homeowner, do you have home improvement plans for the New Year? Do you want to upgrade your home, but aren’t sure where to start? As your Katy real estate agent, I would like to offer you some suggestions!

When you go to sell your Katy home, you want to impress as many potential buyers as you can. Therefore, if your home has certain features that Realtor.com said drag down a home’s value, you might want to consider updating them first.

  • Match your paint colors. This is true for the exterior and interior. Most buyers don’t want to buy the only pink house in town, especially if all the others are neutral colors, so take note at how your home blends into the neighborhood. Inside, paint over a bright orange with a neutral color, so buyers can imagine their own design ideas.
  • Have an inviting front door. When a buyer or a guest comes to visit your Katy home, the front door is one of the first features they’ll notice. An upgraded front door is also the best upgrade for return on investment, so don’t feel bad about investing your money into an updated, sturdier option. Make sure the doorbell works while you’re at it.
  • Update windows and screens. Buyers and guests will notice screens that look more like cat scratchers. You might be able to get away with using screen repair patches to fill in the holes, rather than replacing the whole set. Check your window frames and windows too, and make sure they all slide properly and are insulating well.
  • Work on your landscaping. Since the exterior of your Katy home is the first thing buyers and guests see, you want them to notice quality landscaping rather than a bare yard, or landscaping that has been forgotten. Be sure to trim your trees and cut your grass. Having some fresh flowers in pots outside your front door is a nice bonus.
  • Take note of smells. We get used to the smell of our own Katy homes, so it’d be a good idea to ask a trusted friend, family member, neighbor or Katy real estate agent if they notice any weird smells in your house. If they do, work toward finding the culprit of the odor and cleaning it in a way that will remove the smell for good.

Other features that Realtor.com mentioned include eerie dripping noises, poor lighting, squeaky doors/hinges and an outdated kitchen. As a Katy homeowner, it’s up to you to determine which of these features you have, and which need to be upgraded most!

Have questions? Need a second opinion? Ready to sell your Katy home? I am a Katy real estate agent, standing by, ready to help you with all of your real estate needs in the coming year. Don’t hesitate to contact me!

I wish you all a wonderful holiday and a happy new year!

Mickie Cioccia
Mickie C and Company Realty
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Brokerage Information for Katy Real Estate Clients

Katy Real Estate

Brokerage Information for Katy Clients

If you are a Katy homebuyer or Katy home seller, it is my duty to explain how brokerage services work, and what we will do for you. Texas law actually requires this, but as your Katy real estate agent, I want to share with you anyway, so you can be as informed and confident as possible going into the home-buying or home-selling process!

First off, to help you understand what a broker is, a broker is responsible for all brokerage activities, which includes all acts performed by the real estate agents sponsored by the broker. The real estate agent must be sponsored by a broker and works with the clients, the sellers or buyers, on behalf of the broker.

A broker’s duties include:

  • Always putting the interests of the client above all others
  • Informing the client of any material information about the property or transaction received by the broker
  • Answering the client’s questions about presenting any offer to or counter-offer from the client
  • Treating all parties involved in a real transaction honestly and fairly
  • A license holder can also represents a buyer or seller during a real estate transaction.

If representing the seller or landlord: The broker becomes that person’s agent through a written listing or property management agreement. An agent must perform the broker’s duties mentioned above and must inform the owner of any material information about the property known by the agent. This includes information disclosed to the agent by the buyer or buyer’s agent.

If representing the buyer or tenant: The broker or agent agrees to represent the buyer through a written representation agreement. The buyer’s agent then must perform the broker duties mentioned above and must inform the buyer of any material information about the property or transaction known by the agent, including information disclosed to the agent by the seller or seller’s agent.

If representing buyer and seller as intermediary: The broker must obtain written agreement from both parties, and that agreement will state who will pay the broker and what the broker’s obligations are as an intermediary.

The obligations are as follows: The broker must treat all parties impartially and fairly. The broker may appoint a difference license holder associated with the broker to each party with the parties’ written consent. The broker must not disclose that the owner will accept a price less than the written asking price, that the buyer will pay a price greater than the price submitted in a written offer, or any confidential information that a party asks the broker not to disclose in writing, unless required to do so by law.

If you have questions, read this information put forth by the Texas Real Estate Commission, or feel free to contact me, your Katy real estate agent! When ready to buy a Katy home, sell your Katy home, or both, contact me for help! I’d love to help you out.

Mickie Cioccia
Mickie C and Company Realty
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A Rundown on Property Taxes in Katy, TX

Katy Real Estate

Katy TX Property Taxes

Property tax statements recently came out in Texas, so as your Katy real estate agent, I figured now would be a great time to give you a rundown on what property taxes are exactly, why they exist and how they work. As a Katy homebuyer, property taxes are one homeownership cost that don’t get mentioned often enough.

Property taxes are exactly what they sound like. They are local taxes on property ownership. When you own a home, you also own the land that the home resides on, and you must pay taxes on it to local governments, such as the city of Katy, the county and the school districts. It is a significant source of local revenue for these sources.

The amount you pay in property taxes as a Katy homeowner is carefully calculated as follows: All combined local taxes from taxing entities within the property’s boundaries are calculated based on each $100 of the appraised property value.  So the higher your property value, the more you pay in property taxes.

They money earned from property taxes are spread out to many services and facilities, such as public school districts, public works departments, roads and street maintenance, police and fire protection, community maintenance and capital improvement projects. So while paying property taxes isn’t exactly enjoyable as a Katy homeowner, the money is going to important community sources. It helps to keep our school systems up to par and our community safe and clean.

If you don’t agree with the appraised value of your home, which determines how much you pay in property taxes, you can appeal the ruling to the state district court.

There are a few exemptions when it comes to property taxes for Katy homeowners. Disabled veterans and family members of deceased veterans can receive partial property tax exemptions. Exemptions are also available for those age 65 or older, and disabled persons of any age. There is also a general homestead exemption, which can lower your property taxes if you qualify for it.

So, the downside of property taxes is that it’s one more cost of homeownership in Katy. The upside is that you are contributing to the community and helping to improve school systems, safety, roads and more. You can take pride in knowing that you are helping to make Katy a wonderful place to live.

If you have questions about homeownership, or you’re ready to buy a Katy home, or to sell your Katy home, contact me! As your Katy real estate agent, I am here to help you in every way that I can, so you can achieve your goals in the Katy real estate market as quickly as possible this summer.

Mickie Cioccia
Mickie C and Company Realty
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Experience the Festive Holiday Spirit in Katy TX!

Screen Shot 2013-12-03 at 3.59.51 PM

I hope you enjoyed a wonderful Thanksgiving holiday with family and friends!  It’s hard to believe we’ve entered December and are now in the midst of the Christmas season!  It’s a great time of year to celebrate with loved ones and take part in the vibrant community of Katy TX!

As a Katy TX Real Estate agent for a number of years, I always enjoy highlighting to those moving to the area what makes Katy TX such a great place to call “home.”  Not only are there beautiful homes and neighborhoods, but the lifestyle that’s offered is excellent.  You’ll find high quality schools, restaurants, shops, events and much more that will provide just what you’re looking for in the community in which you live!

If you currently live in Katy TX, or you’re considering moving to the area, you won’t want to miss this upcoming holiday event!  It’s a great way to connect within the community and get a good idea what Katy TX has to offer.

Holiday on the Plaza
Harvest Plaza in Downtown Katy

Corner of Avenue B & 3rd Street

Thursday, December 5th from 5:30-7:30pm

– Don’t miss the Annual Holiday on the Plaza taking place this Thursday in Historic Downtown Katy!  Santa will make his grand appearance by fire truck and the Mayor will perform the Christmas Tree Lighting at 6pm!  You’ll enjoy crafts for children, live music from our local choirs, live animals, food and drinks, and photo opportunities with Santa and his reindeer.  Gather friends and family and plan to attend this fun holiday event! For more information please call the Parks and Recreation Department at 281-391-4840.

I hope you’re able to experience the Holiday on the Plaza here in Katy TX!  It’s a great way to get into the spirit of the season and learn more about the Katy TX community.

If you don’t currently live in Katy TX, but have been considering moving to the area, I would be happy to talk with you!  Jumping into the real estate market can seem daunting, but I would love to walk with you through the ins and outs of the Katy TX Real Estate market and answer any questions you have.

I look forward to hearing from you!

Mickie Cioccia
Mickie C and Company Realty
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Create an Eco Friendly Environment in Your Katy TX Home this Holiday Season!

Screen Shot 2013-11-18 at 1.52.41 PM

Katy TX is a great place to live and many love the year round warmer temperatures and beautiful atmosphere that Katy has to offer.  Creating an eco-friendly environment is important to our community and there are many ways we can all take part in our own Katy TX homes!

Those of us who are current residents are feeling the cooler temperatures, especially at night.  We know that with the holiday festivities and continual cooling comes a desire to get cozy up in our Katy TX homes with friends and family.

So, how can we enjoy the cozier season while maintaining an eco-friendly atmosphere for Katy TX?  I’ve listed seven simple ways below!

1. Set the Timer– Set your thermostat to lower temperatures while you’re away from your Katy TX home or while you’re sleeping. This will automatically help reduce energy used as well as costs just by programming your thermostat.

2. Change Your Filter– Clogged filters can be the largest culprit for airflow inefficiency.  Clogged filters also hold onto dust, dander, mold and spores that are magnified when all the windows are closed and the heat is being used in the cooler months.

Generally, the fiberglass filters should be changed monthly, pleated filters every three months and HEPA style filters every 12 months. This depends upon how often you use your air conditioner and other factors such a pets or a smoker in the house. Learn more about filters and what type you need to get as a replacement on Filters.USA.com.

3. Let the Sunshine In– During the day, be sure to leave blinds and curtains open to let in the sunlight and natural heat. At night, shut them to help “trap” the warmth.

4. Bundle Up– Feeling chilled? Instead of turning up the thermostat, throw on a pair of socks or an extra layer. These small choices to not turn up the heat can really add up in energy savings!

5. Switch our Your Lights– From lamps to the Christmas tree, all of your lights can be changed out for energy efficient LED lights! With the sun setting earlier, you’ll be using your indoor lights more often. Also, the festivity of the season’s decorations can spike energy bill. LED Christmas lights can cut back on costs and energy usage.

6. Stop Leaks– Check all doors and windows for drafts. You can easily seal windows and doors to prevent the warm air from your Katy TX home escaping while making sure the cool air doesn’t leak in!

7. Unplug– Not using an appliance? Unplug it! The Department of Energy notes that, even if appliances are not being used, they are still using energy. 40% of electricity used for your home electronics is used when they’re turned off, but still plugged in. Getting in the habit of unplugging will prove to be a smart habit in the long run!

Following these tips will give you a great start in choosing to go eco-friendly in your Katy TX home this holiday and winter season!  You may even be inspired to come up with even more ways to go green in your home!

If you don’t currently live in Katy TX, but have been thinking about moving to the area, please don’t hesitate to contact me!  As a Katy TX Real Estate agent, I would be happy to sit and talk with you about your real estate needs.

I look forward to hearing from you!

Mickie Cioccia
Mickie C and Company Realty
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5 Key Aspects to Consider When Buying a Katy TX Home!

Home-Staging

Katy TX is on the move with new developments and businesses popping up all the time!  If you live in Katy TX, you’re probably just as excited as I am to hear about the growth and changes that continue to form our vibrant community.  As a Katy TX Real Estate agent, it’s an exciting time to live here and see the real estate market echo the activity.

You may be visiting this site today to learn more about Katy TX and the Katy TX Real Estate market.  If that’s the case, I’m glad you’re here!  My goal is to provide those interested in relocating to the area a good sense of the lifestyle that’s available, as well as pertinent real estate information.

If you’re thinking of moving to Katy before the end of the year, I wanted to highlight some key aspects that you’ll want to hone in on in your home search!  There are a lot of factors that go into buying a home, and beginning the process can seem overwhelming.  However, if you focus in on a few of the major characteristics of a home, oftentimes this will help you narrow down your search faster and be in your new home sooner!

Take a look at these five key aspects you’ll want to look at in your Katy home search!

1. Layout and Space–  Know your goals for the home, whether it’s a long term home or a home that you’ll use for hosting family and friends. Floor plan, along with the number of bedrooms and bathrooms, play a role in how comfortable and efficient your home is for you.  Although you want the most space for your money, buying a home that’s too large may not be in your best interest.

2. Location– It’s often said that location is key, and that’s very true!  You can always make changes to the interior and exterior of your home, making it look exactly as you would like, but you cannot move your home to a new location. Be sure that the location you choose matches your desires for things such schools, work, daily errands and community.  A home that’s a good price, but is not in the community that fits you best may not be the home for you.

3. Kitchen– For many, the kitchen is the “heart of the home” so you want to know you enjoy the space! Remodeling is always an option, but is a huge undertaking and can become very costly.  Determine what projects you’re willing to undertake and the costs associated with the remodel.

4. Closets and Storage– Not having enough closets and storage can be a huge point of frustration in a home.  Be sure to check closets and storage options in a potential home.  It will make life much easier in the long run.

5. Finishes– Look at those special details that make the home stand out. While this is minor, it is still what makes a home feel pulled together. If you absolutely love the home, but aren’t keen on the finishes; buy it. You can always make additional updates later!

As you begin taking the next step in your Katy home search, I hope these tips are helpful!

I’m always available to answer your questions and would love to help guide you through the home buying process here in Katy TX!  Feel free to contact me today to get started!

Mickie Cioccia
Mickie C and Company Realty
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Katyites | Powered by © Katy Real Estate, Texas Real Estate - use Katyites Real Estate to find real estate in Katy Real Estate or other Texas real estate. Use our home buyer tools to research all aspects of the Katy Real Estate housing market including Katy Real Estate neighborhood information, Katy Real Estate home loans, and Katy schools. Whether looking for homes for sale in Katy Real Estate or Katy Real Estate apartments for rent, Yahoo! Real Estate can help. Our Katy real estate market snapshot gives you an overview of the housing market in Katy Real Estate, TX - easily find Katy Real Estate housing market prices, housing inventory statistics such as number of listings, median home price, home price trends, and monthly real estate market trends. Once you have a better sense for the Katy real estate market, search our Katy Real Estate foreclosures, Katy Real Estate new homes, Katy Real Estate classifieds, Katy Real Estate rentals, or all Katy homes for sale. From the award winning KatyISD school district, to the tremendous value in luxury homes in great family subdivisions like Cinco Ranch, Grand Lakes, Seven Meadows, Green Trails, Kelliwood, Nottingham, Windsor Park, Cross Creek Ranch, and Falcon Ranch, to world class hospitals and medical facilities that have the Katy area being dubbed "Med Center West"

realized they had found the perfect place for their clients to raise a family...and for their clients parents to enjoy the Grandchildren! Katy boasts great Active Senior options like Heritage Grand (a 55+ section of Cinco Ranch) and The Solana at Cinco Ranch, wonderful family amenities like parks, playgrounds, golf courses, lakes, fishing, boating, nature walks, and short drives to the beach and Hill Country. the Katy area is a great place to enjoy the weekend. Simply put Katy has it all! Area Tour" with you and show you why they feel Katy Real Estate is the best place in the Houston area to live, work. and play! You will see schools, great luxury family subdivisions, shopping facilities, highway options, and wonderful restaurants! Cross Creek Ranch: Cross Creek Ranch is the newest Master Planned Community in the Katy Real Estate area but is quickly catching on with those looking for a little slower pace

While still having lots of amenities and wonderful school options. Developed by the same people who brought us Grand Lakes, Cross Creek Ranch has a wide variety of homes and prices. This community is an easy commute to I-10 and the Westpark Tollway. Kelliwood: Kelliwood is a beautiful group of subdivisions off S. Fry Rd. A wide range of homes and home prices can be found here. From Custom Gated sections like LakeForest that are comprised of all estate homes...to smaller patio homes that border the Willow Fork Country Club. The short commute times appeal to a wide range of buyers! Green Trails: Green Trails is a large Master Planned Community that borders I-10, S. Fry Rd, and Baker Rd. It is full of amenities for the family, is close to I-10 and the Houston Energy Corridor, and has a variety of styles and price ranges from small one story homes up to Custom Estates...no matter what you are looking for it will be easy for you to carve out your slice of Green Trails! Silver Ranch: A fairly new master planned community located in area that some folks believe is the best part of all of Katy Real Estate.

Silver Ranch is only a short drive away from Katy Mills Mall and is located in the highly acclaimed Katy Independent School District. The community is approximately 3 miles from both I-10 and the Westpark Tollway. Lavish homes ranging from the $140's to $300's make the community very affordable for growing famililies or empty nesters. Silver Ranch is conveniently located for access to major employers in the energy corridor and has easy entree to South West Houston, Sugarland, West Park Tollway along with numerous park and ride bus lots that have express service to downtown Houston. When this community is completed it will be home to about 1,500 families. Amenities include Six Lane Jr Olympic Pool , Stone Grill Children's Splash Pad, Tennis Court, Playground and Swing Set, Outdoor BBQ Pavilion and numerous Walking Trails.

Seven Meadows: Seven Meadows is a Master Planned Community that was developed by the same people who put Cinco Ranch on the map! It is located right off HWY 99 (the Grand Parkway) with short commutes to both I-10 and the Westpark Tollway. Pools, parks, a movie theater, work out facilities, and nature trails are all part of this great community!


Katy is a city located in Harris, Fort Bend and Waller Counties in the U.S. state of Texas, within the Houston–Sugar Land–Baytown metropolitan area. The population was 11,775 at the 2000 census.

Katy, suburb of Houston, Texas, is named for the Missouri-Kansas-Texas Railroad (commonly referred to as the "K-T Railroad", now a part of Union Pacific) that ran through Katy in the 19th century. Katy was once known as Cane Island. The name is derived from Cane Island Creek which runs just west of downtown. Cane Creek is a branch of Buffalo Bayou. The origins of the name Cane Island are believed to be from the fact that Katy was once a major sugar cane producer and rice producer. To commermorate the importance of rice to the Katy community, the Chamber of Commerce holds the Rice Harvest Festival every second weekend of October.

Katy was recently the location of one of the ten large red balloons in the DARPA Network Challenge on December 5, 2009. The balloon was stationed in Katy Park.

In 2009 the Gadberry Group named Katy as one of nine "9 from 2009" most notable high growth areas in the United States.
After a low income apartment complex was proposed for development in an adjacent unincorporated area, in 2010 the Katy City Council passed a resolution stating that the development would decrease property values.[5] The plans for the complex were canceled.