Tag: Katy TX Homeowners

Why to Sell Your Katy Home This Spring

Katy TX Home Sellers

Time to sell in Katy, TX

Have you been wanting to sell your Katy TX home but have been holding off? As your Katy real estate agent, I am here to tell you that this spring season is the perfect time to sell! If you’ve got questions about the Katy real estate market, or you’re ready to begin the home-selling process, give me a call today!

If you’re still not sure that now is the right time, here is some current information to help you decide:

1.  The weather is perfect. Before the hot, sweaty days of summer arrive, the beautiful spring temperatures are the ideal conditions for Katy homebuyers. You can still open your windows and fill your home with fresh air for showings, or you can show off your air conditioner, but buyers are more willing to trek around town to showings and open houses when it isn’t so hot. Plus, buyers with kids would like to act now, while the kids are still in school, so they can be settled in or ready to move by summer.  If you’ve got kids as a seller, you probably feel the same way!

2.  The market conditions are ideal. Buyer demand is high right now, thanks to low interest rates! Mortgage rates have been hovering around their lowest levels since January 2018. Buyers want to take advantage, which is why buyer demand has steadily increased over the past three months. If you want to sell so you can move up to your dream home, sooner is better for you, too. The inventory of single-family homes is still lower than average, which means you’ll most likely experience a high volume of interested buyers. However, inventory is expected to increase, as 69 percent of people said they thought now was a good time to sell in a recent report. The sooner you sell, the less competition you might have to deal with from other sellers!

3.  You can get a head start. Even if seller competition does increase later this spring or summer, you can get a head start on other sellers by preparing your home for a sale now. This means cleaning, decluttering, neutralizing décor, making upgrades or repairs, and staging to sell. Contact me so we can discuss what steps you could take now to improve your chances of a fast sale later. These steps could all help your home sell faster and possibly at a higher price!

If you’d like to sell your Katy home this spring, give me a call, your Katy real estate agent! The sooner you contact me, the sooner we can discuss Katy real estate market conditions, your home-selling questions, what price to list your home for, marketing options for your home, and what first steps you should take as preparation. Then we can list your home and start showing it to interested buyers! I look forward to hearing from you soon!

Mickie Cioccia

Mickie C and Company Realty
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Perks of Homeownership in Katy, TX

Homes as DollarsIf you are a homeowner, or you’d like to become a homeowner in Katy, TX, what is your main reason? Turns out, there are many reasons why Americans become homeowners! It’s a very special day, the day you close on your home, and 64.4 percent of households in the U.S. celebrate that day each year, just as they would a birthday, anniversary, etc.

If you’re not sure if homeownership is right for you, take a look at some of the perks that other homeowners mention, both non-financial and financial. As your Katy real estate agent, I am here to help you determine if homeownership is right for you, and if it is, to help you find the perfect home in the Katy real estate market to fit your needs!

Non-financial perks of homeownership in Katy:

  • Homeowners have a stronger connection to their neighborhood and community, and become more involved and feel more included to their surroundings than renters.
  • Homeownership is found to positively affect children’s academic achievements in school, especially in the areas of reading and math, for kids 3-12 years old.
  • Homeowners are found to have substantial health advantages over renters.
  • Homeowners have home equity credit lines available to them, so they are found to need less public assistance. This creates feelings of freedom and independent success.
  • Homeowners improve and maintain their living space better than renters, which generates more safety and mental health.
  • Homeowners feel a pride of ownership in having a home to call their own, and they can customize however they wish.

Financial perks of homeownership in Katy:

  • On average, home prices are appreciating 3.6 percent annually, which helps create a financial safety net for homeowners.
  • Your mortgage is like a forced savings plan, because when you sell, you get most, all or more of that money back! When you rent, you never see that money again.
  • Homeowners build equity each month, which you can later use to purchase another home, to start a business, to send your kids to college, to travel, etc. This opens up more possibilities for you.
  • Homeowners are found to have a net worth over 44 times greater than renters!
  • A fixed mortgage payment brings stability to your finances, whereas rent prices increase 4 percent annually, on average.
  • There are many tax benefits to homeownership, which you could qualify for by next year’s tax season if you purchase a home this year!

For more information on all of these homeownership benefits, check out this KCM Crew article. If you have questions about homeownership, give me a call!

If you are a homeowner, what would you say is the biggest perk of homeownership? Leave a comment and let us know! If you’d like to buy a home in the Katy real estate market and start reaping these benefits of homeownership, contact me, your Katy real estate agent. I am here to help you make your real estate goals a reality!

Mickie Cioccia

Mickie C and Company Realty
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Top Amenities among Katy Homebuyers

Katy TX Real Estate

Top Katy TX Home Amenities

If you are selling your Katy home soon, it’s wise to know which home amenities are at the top of homebuyer priority lists! If you are buying soon, this list will give you a few things to think about, so you can create your own nonnegotiable amenity list. If you’re currently a Katy homeowner, think about which amenities you could never live without.

As a Katy real estate agent, I see buyers requesting many of these often. This sometimes depends on what generation they’re from as well. Here’s a breakdown of the most nonnegotiable amenities right now, countrywide. In a house:

  • Central AC and heat top the list at 82 percent. In a hot place like Katy, this percentage would be even higher!
  • Private patio or backyard comes in second at 58.5 percent.
  • Guest bedroom is 41.9 percent. With people relocating all over the country, it’s important to homeowners to have a place for out-of-town guests to stay.
  • Walk-in closets come in at 32.2 percent. People like their stuff!
  • Good orientation (the direction the home faces) is 31.7 percent. This is especially important for those with a green thumb.
  • Hardwood floors come in at 27.9 percent.
  • Good views, 26.5 percent.
  • Storm windows, 21.4 percent.
  • Formal dining room, 16.4 percent.
  • Granite or marble countertops, 15.9 percent.
  • Solar panels, 11.9 percent.
  • Stainless steel appliances, 11.0 percent.
  • Swimming pool, 6.9 percent. (This may be higher in Katy, where it’s warm year-round.)

For apartments, many of these are similar, with central AC or heat coming it at the top. Next is in-unit washer and dryer at 61.6 percent, followed my pets permitted at 45.2 percent. Then balcony, swimming pool, good view, fitness center, stainless steel appliances, and granite or marble countertops.

How much homebuyers are willing to pay for each amenity differs by generation, which is interesting! Central AC or heat is more important to millennials than baby boomers, for example, as millennials are willing to pay double what baby boomers are to have it.

Let’s break it down:

  • Millennials will spend $6,194 for central AC or heat; Gen X will pay $4,972 for it; Baby boomers will pa $3,689 for it.
  • Gen X will pay the most to have a formal dining room, at $3,699, followed by millennials, then baby boomers.
  • Baby boomers will pay the most for a swimming pool, at $5,650, followed by millennials and Gen X.
  • Millennials will pay the most for granite or marble countertops, at $2,412.
  • Gen X will pay the most for a guest bedroom, at $5,534.
  • Baby boomers will pay the most for storm windows, at $2,427.
  • Millennials will pay the most for a private patio or backyard, solar panels, stainless steel appliances, and walk-in closets.

You can see the full breakdown in this Realtor Magazine article. What couldn’t you live without as a Katy homeowner?

If selling, keep these amenities in mind. If buying, start thinking about what is most important to you. If you’ve got questions about the Katy real estate market, or you’re ready to accomplish your real estate goals in Katy this fall, contact me, your Katy real estate agent!

Mickie Cioccia

Mickie C and Company Realty
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See Katy and Houston, TX Homes for Sale 
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Reap Tax Benefits As Katy Homeowner!

Katy TX Real Estate

Tax Benefits for Katy Homeowners

If you’re a new Katy homeowner, make sure you’re aware of all the tax benefits you can enjoy when filing your taxes for 2017! When it comes to taxes, it pays to be a homeowner, literally. As your Katy real estate agent, I am here to fill you in on some of the best tax benefits to know about, and what to know for tax season next year, due to changes in the new tax plan that went through.

Mortgage Interest

This is probably the best tax break of owning a home! You can deduct the interest on a mortgage up to $1 million. The more recent your mortgage, the bigger your savings, because you pay more interest in the beginning. Nothing is changing when you file taxes for 2017. Next year, homeowners with a mortgage before Dec. 15, 2017 can still deduct interest on loans up to $1 million. Homeowners with a mortgage after that can deduct interest up to $750,000.

Property Taxes

Most of the time, you can deduct property taxes on your 2017 tax return. If you have a mortgage, your taxes are usually built into your monthly payment. Use a tax professional to help you calculate your property taxes. The average household property tax is over $2,000, so this could mean big savings!

Private Mortgage Insurance

If you put less than 20 percent down on your home, you may be paying private mortgage insurance. The tax deduction for this expired, but the new tax bill made it available for the 2017 tax year. This deduction is for itemizers only. For 2018 taxes, the standard deduction nearly doubles, so it’s expected that very few taxpayers will itemize deductions starting next year.

Energy-Efficient Upgrades

While many of these tax credits have expired, there are still two available. That is for solar electric and solar water heating equipment. These credits are available through Dec. 31, 2021. The percentage of the credit varies based on date of installation, but from now until Dec. 31, 2019, 30 percent of the expenditures are eligible for the credit.

Home Office

If you work from home, you can take $5 per square foot for up to 300 square feet of office space. This allows for a maximum deduction of $1,500. There are strict rules about what counts as a home office, so be sure to look into it. Next year, this deduction will only count for self-employed people who don’t have an office they could go to.

Other tax benefits that may be available for Katy homeowners includes home improvements to age in place, andinterest on a home equity line of credit. For more information on all of this, check out this realtor.com article.

Ready to buy a Katy home so you can enjoy these tax benefits next year? Ready to sell? Have questions about the Katy real estate market? I am your Katy real estate agent, standing by to answer questions and guide you through the home-buying and/or home-selling process this year!

Mickie Cioccia
Mickie C and Company Realty
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See Katy and Houston, TX Homes for Sale 
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Katyites | Powered by © Katy Real Estate, Texas Real Estate - use Katyites Real Estate to find real estate in Katy Real Estate or other Texas real estate. Use our home buyer tools to research all aspects of the Katy Real Estate housing market including Katy Real Estate neighborhood information, Katy Real Estate home loans, and Katy schools. Whether looking for homes for sale in Katy Real Estate or Katy Real Estate apartments for rent, Yahoo! Real Estate can help. Our Katy real estate market snapshot gives you an overview of the housing market in Katy Real Estate, TX - easily find Katy Real Estate housing market prices, housing inventory statistics such as number of listings, median home price, home price trends, and monthly real estate market trends. Once you have a better sense for the Katy real estate market, search our Katy Real Estate foreclosures, Katy Real Estate new homes, Katy Real Estate classifieds, Katy Real Estate rentals, or all Katy homes for sale. From the award winning KatyISD school district, to the tremendous value in luxury homes in great family subdivisions like Cinco Ranch, Grand Lakes, Seven Meadows, Green Trails, Kelliwood, Nottingham, Windsor Park, Cross Creek Ranch, and Falcon Ranch, to world class hospitals and medical facilities that have the Katy area being dubbed "Med Center West"

realized they had found the perfect place for their clients to raise a family...and for their clients parents to enjoy the Grandchildren! Katy boasts great Active Senior options like Heritage Grand (a 55+ section of Cinco Ranch) and The Solana at Cinco Ranch, wonderful family amenities like parks, playgrounds, golf courses, lakes, fishing, boating, nature walks, and short drives to the beach and Hill Country. the Katy area is a great place to enjoy the weekend. Simply put Katy has it all! Area Tour" with you and show you why they feel Katy Real Estate is the best place in the Houston area to live, work. and play! You will see schools, great luxury family subdivisions, shopping facilities, highway options, and wonderful restaurants! Cross Creek Ranch: Cross Creek Ranch is the newest Master Planned Community in the Katy Real Estate area but is quickly catching on with those looking for a little slower pace

While still having lots of amenities and wonderful school options. Developed by the same people who brought us Grand Lakes, Cross Creek Ranch has a wide variety of homes and prices. This community is an easy commute to I-10 and the Westpark Tollway. Kelliwood: Kelliwood is a beautiful group of subdivisions off S. Fry Rd. A wide range of homes and home prices can be found here. From Custom Gated sections like LakeForest that are comprised of all estate homes...to smaller patio homes that border the Willow Fork Country Club. The short commute times appeal to a wide range of buyers! Green Trails: Green Trails is a large Master Planned Community that borders I-10, S. Fry Rd, and Baker Rd. It is full of amenities for the family, is close to I-10 and the Houston Energy Corridor, and has a variety of styles and price ranges from small one story homes up to Custom Estates...no matter what you are looking for it will be easy for you to carve out your slice of Green Trails! Silver Ranch: A fairly new master planned community located in area that some folks believe is the best part of all of Katy Real Estate.

Silver Ranch is only a short drive away from Katy Mills Mall and is located in the highly acclaimed Katy Independent School District. The community is approximately 3 miles from both I-10 and the Westpark Tollway. Lavish homes ranging from the $140's to $300's make the community very affordable for growing famililies or empty nesters. Silver Ranch is conveniently located for access to major employers in the energy corridor and has easy entree to South West Houston, Sugarland, West Park Tollway along with numerous park and ride bus lots that have express service to downtown Houston. When this community is completed it will be home to about 1,500 families. Amenities include Six Lane Jr Olympic Pool , Stone Grill Children's Splash Pad, Tennis Court, Playground and Swing Set, Outdoor BBQ Pavilion and numerous Walking Trails.

Seven Meadows: Seven Meadows is a Master Planned Community that was developed by the same people who put Cinco Ranch on the map! It is located right off HWY 99 (the Grand Parkway) with short commutes to both I-10 and the Westpark Tollway. Pools, parks, a movie theater, work out facilities, and nature trails are all part of this great community!


Katy is a city located in Harris, Fort Bend and Waller Counties in the U.S. state of Texas, within the Houston–Sugar Land–Baytown metropolitan area. The population was 11,775 at the 2000 census.

Katy, suburb of Houston, Texas, is named for the Missouri-Kansas-Texas Railroad (commonly referred to as the "K-T Railroad", now a part of Union Pacific) that ran through Katy in the 19th century. Katy was once known as Cane Island. The name is derived from Cane Island Creek which runs just west of downtown. Cane Creek is a branch of Buffalo Bayou. The origins of the name Cane Island are believed to be from the fact that Katy was once a major sugar cane producer and rice producer. To commermorate the importance of rice to the Katy community, the Chamber of Commerce holds the Rice Harvest Festival every second weekend of October.

Katy was recently the location of one of the ten large red balloons in the DARPA Network Challenge on December 5, 2009. The balloon was stationed in Katy Park.

In 2009 the Gadberry Group named Katy as one of nine "9 from 2009" most notable high growth areas in the United States.
After a low income apartment complex was proposed for development in an adjacent unincorporated area, in 2010 the Katy City Council passed a resolution stating that the development would decrease property values.[5] The plans for the complex were canceled.