Skip to content
All About Katy , TX
Menu
  • Home
  • About Us
  • Add Us To Facebook
  • Search Katy Real Estate
    • 77450 – Katy Real Estate
    • 77084 – Katy Real Estate
    • 77449 – Katy Real Estate
    • 77494 – Katy Real Estate
    • 77493 – Katy Real Estate
  • Contact US
Menu

Why You Should Own a Home in Katy, TX

Posted on June 22, 2016June 22, 2016 by mickiec
Katy Real Estate
Katy Homeownership Benefits

Have you been trying to decide if you should buy a Katy home this summer? You’ve probably heard that mortgage rates are still low, but are starting to creep up, so now is the time to snatch a low rate. Perhaps you’ve also heard that home prices are continuing to increase. If you buy now, you could save a lot of money down the road!

There are plenty of other reasons to buy a Katy home as well, and as your Katy real estate agent, I am here to share some of these with you. Here’s a summary of a list that Realtor Magazine recently shared on why to own rather than rent:

  • Tax Benefits – Did you know that you can deduct your mortgage interest from your taxes, along with property taxes and other miscellaneous costs involved in buying a home?
  • Equity – When you pay rent, you never see that money. When you pay a mortgage, you build equity ownership interest in your home. When you sell, all of the money you put into your home will be yours again, and hopefully more than what you started with!
  • Appreciation – Even with the recent housing crisis we witnessed, home values are still up 7 percent on a cumulative basis over the past 10 years. From 1972 to 2014, homes have increased an average of 5.2 percent each year. Not only do you see your money again when selling, but you see more of it!
  • Savings – Owning a Katy home is like having a hefty savings account. When you sell, you can generally take up to $250,000, or $500,000 as a couple, without owing federal income tax. It’s a great way to plan for retirement!
  • Predictability – With a fixed-rate mortgage, you know that your monthly payments will always remain the same. Once you pay off your mortgage, you’re done! With renting, the price could increase every year, and the payments will never end.
  • Stability – When renting, you most likely will move around a lot. With homeownership in Katy, you can really grow roots in a new neighborhood. Get settled in, build relationships with neighbors and the community, get involved at your children’s schools and really feel at home with where you live.
  • Freedom – You own the home and therefore will never have a landlord telling you what you can and cannot do. You can paint and decorate your interior however you choose, and you can add upgrades whenever you wish. You will reap the reward one day when you go to sell.

As you can see, there are tons of reasons to own a Katy home! But don’t wait too long. Buy now, before prices and mortgage rates go up. As your Katy real estate agent, I’d love to help you out with the home-buying process in the Katy real estate market. Contact me as soon as you’re ready!

Mickie Cioccia
Mickie C and Company Realty
Check Out Our Website
See Katy and Houston, TX Homes for Sale 
Become Our Facebook Fan
Follow Us on Twitter
Connect With Mickie on LinkedIn
Contact Our Team

Selling your Home or Buying A Home?

Call 281-717-4412

Archives

  • May 2025
  • April 2025
  • March 2025
  • February 2025
  • January 2025
  • December 2024
  • November 2024
  • October 2024
  • September 2024
  • August 2024
  • July 2024
  • June 2024
  • May 2024
  • April 2024
  • March 2024
  • February 2024
  • January 2024
  • December 2023
  • November 2023
  • October 2023
  • September 2023
  • July 2023
  • June 2023
  • May 2023
  • April 2023
  • March 2023
  • February 2023
  • January 2023
  • December 2022
  • November 2022
  • October 2022
  • May 2022
  • April 2022
  • March 2022
  • December 2021
  • November 2021
  • October 2021
  • September 2021
  • August 2021
  • July 2021
  • June 2021
  • May 2021
  • April 2021
  • March 2021
  • February 2021
  • January 2021
  • December 2020
  • November 2020
  • October 2020
  • September 2020
  • August 2020
  • July 2020
  • June 2020
  • May 2020
  • April 2020
  • March 2020
  • February 2020
  • January 2020
  • December 2019
  • November 2019
  • October 2019
  • September 2019
  • August 2019
  • July 2019
  • June 2019
  • May 2019
  • April 2019
  • March 2019
  • February 2019
  • January 2019
  • December 2018
  • November 2018
  • October 2018
  • September 2018
  • August 2018
  • July 2018
  • June 2018
  • May 2018
  • April 2018
  • March 2018
  • February 2018
  • January 2018
  • December 2017
  • November 2017
  • October 2017
  • September 2017
  • August 2017
  • July 2017
  • June 2017
  • May 2017
  • April 2017
  • March 2017
  • February 2017
  • January 2017
  • December 2016
  • November 2016
  • October 2016
  • September 2016
  • August 2016
  • July 2016
  • June 2016
  • May 2016
  • April 2016
  • March 2016
  • February 2016
  • January 2016
  • December 2015
  • November 2015
  • October 2015
  • September 2015
  • August 2015
  • July 2015
  • June 2015
  • May 2015
  • April 2015
  • March 2015
  • February 2015
  • January 2015
  • April 2014
  • December 2013
  • November 2013
  • October 2013
  • September 2013
  • August 2013
  • July 2013
  • June 2013
  • May 2013
  • April 2013
  • March 2013
  • February 2013
  • January 2013
  • December 2012
  • November 2012
  • October 2012
  • September 2012
  • August 2012
  • July 2012
  • June 2012
  • May 2012
  • April 2012
  • March 2012
  • February 2012
  • January 2012
  • December 2011
  • November 2011
  • October 2011
  • September 2011
  • August 2011
  • July 2011
  • June 2011
  • May 2011
  • April 2011
  • March 2011
  • February 2011
  • January 2011
  • December 2010
  • November 2010
  • October 2010
  • September 2010
  • August 2010

Pages

  • About Us
  • Add Us To Facebook
  • Contact US
  • Home
  • Search Katy Real Estate
    • 77084 – Katy Real Estate
    • 77449 – Katy Real Estate
    • 77450 – Katy Real Estate
    • 77493 – Katy Real Estate
    • 77494 – Katy Real Estate

Pages

  • About Us
  • Add Us To Facebook
  • Contact US
  • Home
  • Search Katy Real Estate
    • 77084 – Katy Real Estate
    • 77449 – Katy Real Estate
    • 77450 – Katy Real Estate
    • 77493 – Katy Real Estate
    • 77494 – Katy Real Estate

Tags

buying a home in Katy TX Buying a Katy Home Fall in Katy homebuyers home seller tips houston real estate agent Houston TX Katy Katy events Katy Holiday Events Katy Homebuyers Katy Home Improvement Katy Homeowners Katy Home Sellers Katy Real Estate Katy Real Estate Agent katy real estate market Katy Realtor Katy Texas real estate Katy TX Katy TX Activities Katy TX businesses Katy TX community news Katy TX events Katy TX Homebuyers Katy TX home buyers Katy TX Home Improvement Katy TX Homeowners Katy TX home sellers Katy TX real estate Katy TX real estate agent Katy TX real estate tips katy tx realtor Mickie C and Company Mickie Cioccia selling a home in Katy TX Selling Your Katy Home Summer in Katy things to do in Katy TX TX; Katy TX first time homebuyer TX home; Houston TX real estate; Katy TX or Houston TX real estate agent; Katy TX real estate market; Katy

Follow Us

© 2025 All About Katy , TX | Powered by Superbs Personal Blog theme